Before we chat, let's build your budget

We’ve teamed up with OpenWrks, who are experts at helping our members to easily and securely build their budgets. They’re authorised and regulated by the Financial Conduct Authority too.

Building a budget will give you a clear picture of your finances. It also means we can:

  • give you the best support

  • avoid any guesswork

  • quickly set up a payment plan that works for you

It's just 3 easy steps

  1. Share what you earn and spend

    We’ll take you to the OpenWrks website, where they’ll build your budget by connecting to the accounts you’re paid into and pay bills from.

  2. Your budget is ready!

    All you need to do is make sure everything looks right. OpenWrks will then send your budget to us.

  3. Call us

    We’ll discuss the options to get you back on track. And together, we’ll agree a payment amount you’re more comfortable with.


If you're not already, you need to register for online banking to connect to your Nationwide current account.

Information about what you earn and spend will only be used to build your budget and set up a payment plan.

Other help and support

Prefer to get help another way?