You're saving regularly, you've possibly started investing, and you know how to delay short-term pleasure for long-term goals. Let's just acknowledge it: You're a pro with money.
It's time now to start thinking about your financial future and what it will take for you to reach financial freedom.
Saving 10, 20, even 30% of your income is a great start but, at this level, you might want to consider getting a bit more sophisticated, thinking long-term and looking into an ISA where your cash can save tax-free at a higher-interest rate.
If you've built up a lump sum a Nationwide Fixed Rate Cash ISA could be an option, it doesn't allow withdrawals for the period of the fixed term so it's a way to ensure that you're not spending what you've put away, but if you want more flexibility, the Flexclusive ISA allows you to withdraw anytime, whilst still taking advantage of tax-free savings.
Nationwide Cash ISAs are available to UK residents aged 16 and over. The Flexclusive ISA is available for members who have a main current account, eligibility criteria applies*, so please read these carefully.
Saving money helps you become financially stable and, eventually, find financial freedom. With these additional tools in your arsenal, you'll be well on your way.
Learn more about how our savings accounts could help you