Start saving now: Don’t put off saving as the sooner you get into the habit the better off you’ll be.
Start small and save often: Even a small amount can build up over time. According to The Money Advice Service’s website, getting into a regular savings habit is more important than how much you put away.
Manage what you spend: Budgeting for your everyday spending can help you figure out how much you need to live on, and how much you can afford to put away. It’ll help you feel more in control and can help you avoid going into debt or spending beyond your means. Check out our free online guide to managing your money and our free online budget calculator.
Make saving automatic: Set up a standing order so you don’t need to remember to save every month. That way you won’t have to remember to make the payment and you won’t be tempted to skip a month. Find out how to set up a standing order with Nationwide.
Change your spending habits: Making a few small changes to what you spend can help you save. One coffee less a week or taking lunch into work can soon add up.