You may face an Early Repayment Charge (ERC) for overpaying your mortgage, which could outweigh any gains from overpaying, so it’s important to check back over your original mortgage offer.
If you have a fixed or tracker mortgage deal with Nationwide you’ll have an overpayment allowance, dependent on the date you reserved your mortgage. You won’t be charged for any overpayments made within your allowance.
If you’re currently on our Base Mortgage Rate (BMR) or Standard Mortgage Rate (SMR) you can make unlimited overpayments without being charged
If you can't find your original mortgage offer, your annual mortgage statement will show any applicable ERC at the date of the statement.
Visit our Overpayment support page to find out more or make an overpayment.