As well as saving money on what you spend, you can get extra money by earning. If you’re working, you could ask your employer about taking on extra hours, or consider taking on freelance jobs. If you have a spare room, you could use it to generate extra income by renting it out to a tenant or lodger. You will need to check with your mortgage provider to confirm what their policy is about renting to a tenant or lodger.
In both cases you’ll need to check your tax situation before deciding to go ahead – you’ll have to declare any income so that you pay the correct tax.
There are plenty of short-term ways to bring in some extra cash too – having a clear out and going to a car boot sale, for example, or selling things you don’t need online.