Rate reductions on Nationwide's fixed rate mortgages

20 November 2019


Nationwide Building Society is, from Wednesday 20 November, reducing rates on selected two, three and five-year fixed rate mortgages available up to 60% LTV by up to 0.15%, as well as reducing ten-year fixed rates by up to 1.10%.

Two-year

Rates for the two-year fixed products available up to 60% LTV are reducing by 0.10% to 1.79% with no fee.

Three-year

On three-year fixed products up to 60% LTV, rates are reducing by 0.15% to 1.79% with no fee (and by 0.10% to 1.54% with a £999 fee).

Five-year

On three-year fixed products up to 60% LTV, rates are reducing by 0.15% to 1.79% with no fee (and by 0.10% to 1.54% with a £999 fee).

Ten-year


  • Up to 60% LTV: down 0.35% to 2.44% with no fee (2.34% with a £999 fee)
  • 60.01-75% LTV: reduced by 0.20% to 2.59% with no fee (2.49% with a £999 fee)
  • 75.01-85% LTV: down 1.10% to 2.89% with no fee (2.79% with a £999 fee)
  • 85.01-90% LTV: reduced by 0.65% to 3.34% with no fee (3.24% with a £999 fee)

The rate reductions on the 10-year fixed rate products are also applicable to Nationwide’s switcher range.

All rates on other products remain unchanged.

Henry Jordan, Nationwide’s Director of Mortgages, said: “Our range of fixed rate mortgages have proved particularly popular as people seek the security of fixing their mortgage payments for the future, and as a result we’re focused on keeping our rates as competitive as possible. These reductions clearly demonstrate our commitment to offering competitive products to both existing members and new customers in a range of LTVs. Combine that with our commitment to providing legendary service and we believe we offer the whole package that makes a real difference to homeowners.”

Nationwide offers a range of additional benefits for first time buyers, home movers and those remortgaging to the Society. All standard mortgage valuations are fee-free, while first time buyers receive a £500 cashback to help with costs and those remortgaging to the Society can choose between £500 cashback or free standard legals.

About Nationwide

Nationwide is the world's largest building society as well as one of the largest savings providers and a top-three provider of mortgages in the UK. It is also a major provider of current accounts, credit cards, ISAs and personal loans. Nationwide has around 15 million customers.

Customers can manage their finances in a branch, via the mobile app, on the telephone, internet and post. The Society has around 18,000 employees. Nationwide's head office is in Swindon with administration centres based in Northampton, Bournemouth and Dunfermline. The Society also has a number of call centres across the UK.

Please note: If you are a customer looking for information on our products and services, please visit the main website.