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Why choose Nationwide?

Switching to Nationwide

Thinking about switching?

What does switching my current account mean?

Switching your bank or building society current account means you open a new account and your old account is closed. All your existing payments are moved from your old account to your new current account.

Why switch to Nationwide?

We're not a bank, we're a building society. This means more of our profits are reinvested for the benefit of our members. We can offer:

Great choice of accounts

With all the benefits you’d expect from a bank account

High quality service

Best customer satisfaction amongst our major high street competitors*

Award winning

Best All Round Personal Finance Provider awarded by Moneynet 2017

How can I switch?

Before you start

You'll need to confirm if your existing bank or building society is signed up to the Current Account Switch Service by checking the list of participating banks and building societies. Over 40 UK banks and building societies are signed up to the Current Account Switch Service, meaning that you can be confident that the process will be the same wherever you switch. Please note: You won't be able to switch from a joint account to a sole account.

My bank or building society isn't signed up to the Current Account Switch Service

If your current account provider isn't signed up to the Current Account Switch Service, you can still move your account to us using the manual transfer process.

Switch with the Current Account Switch Service

Once you've chosen the Nationwide current account that you would like to apply for, the free service will switch your account from your participating bank or building society to us. This is designed to be simple, reliable and stress-free and is backed by the Current Account Switch Guarantee. This means that we will aim to close your old account with all your payment arrangements switched to us in 7 working days. See our full guide to the Current Account Switch Service.

Important: If you're applying for a new account and want to switch to us at the same time, please consider postage times, holidays etc. when choosing the date you want your switch to complete on, especially if you also want your old account closed once your new account is open. 

If you ask us to close your old account your existing card will be cancelled on the completion date and you’ll need to use your new Nationwide card from that date onwards.

Don't want to close your existing account?

Partial switching with the Current Account Switch Service

You can keep your old account open and still transfer payments to a new or existing Nationwide account through the switching process. We call this a partial switch. We'll set up all your payments for you. This can take up to 20 working days but we'll keep you informed by text, all we need is your mobile number. You will need to:

Arrange for any payments

going into your account such as your salary or pension to be transferred.

Contact any companies

that haven't updated their records so future payments are taken from your Nationwide account.

Keep money in both

your old account and new account to cover any payments as there are no automatic redirection of funds.

This service is not covered by the Current Account Switch Guarantee as it is a separate service offered by Nationwide.
You can choose a full or partial switch in your switch application.

Manual transfer process

If your UK bank or building society isn't signed up to the Current Account Switch Service (list of participating banks and building societies) you can still move your current account to us using the manual transfer form below. The Current Account Switch Guarantee doesn't apply to the manual process and a manual transfer will always take longer to complete than a Current Account Switch Service switch. You cannot use the manual transfer form to transfer a current account if your old bank or building society is signed up to the Current Account Switch Service.

For more details please ask in branch, or you can download the manual transfer form below to start your transfer. You must hold a Nationwide current account before you can request a manual transfer.

You can also use the manual transfer form to transfer to a Nationwide current account from an eligible savings account with another UK bank or building society. To find out whether your account is eligible please check with your existing provider. Please note that this form cannot be used for ISA transfers – you can find information on how to transfer an ISA on our website or by asking in branch.


Already got a current account with us?

If you already hold a current account with us, you can still transfer all your payments and arrangements from another account to your Nationwide account. First check if your old provider is signed up to the Current Account Switch Service, on the list of participating banks and building societies. If your provider isn’t on this list, you will need to do a manual transfer.

If your old account provider is signed up to the Current Account Switch Service, you can switch by logging in to the Internet Bank below. If you are not registered for Internet Banking, you can switch in branch or by telephone.

Got a Nationwide current account?

Switch using the Current Account Switch Service


Need some help?

Frequently asked questions

Read our full list of FAQs.

To switch you'll need:

  • the name of your current bank or building society
  • your sort code
  • your account number
  • to switch to an account in the same name (whether you're opening a joint or sole account).

All cleared funds will be transferred by midday on day 7 of your switch. Any funds that have not yet cleared such as cheques that have just been paid in will be transferred subsequently once they have been cleared.

Charges (including debit interest) and fees may be applied to your old account, without providing the required notification period normally given. For further details speak to your old account provider.

*© GfK 2017, Financial Research Survey (FRS), 6 months ending January 2017 (30,207 interviews). Combined customer satisfaction for current accounts, mortgages and savings. Major high street providers are defined as providers with main current account market share >6% (Barclays, Halifax, HSBC, Lloyds Bank (inc C&G), NatWest and Santander).

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