You must pay us a minimum monthly payment equal to:
- 3% of the account balance; or
whichever is the higher.
You must do this by the payment due date on your monthly statement until your agreement ends and you have paid off everything you owe on the account. You must do this even if you do not receive a monthly statement. You can pay us more than the minimum if you want to but, if the balance is less than £5, you must pay what you owe us in full (see also clause 8 of the Credit Card Terms and Conditions). You can at any time repay everything you owe us under this agreement.