When applying to change the borrowers on the mortgage you’ll need to show us proof of income.
We accept the following documents as proof of income:
- Currently employed - your most recent payslip and if you’ve received any bonuses that need to be taken into account, we’ll also need to see your P60
- Self-employed - SA302’s forms for the last 2 years (this is a brief summary of your income that has been reported to HMRC)
- Unemployed - we’ll accept a letter from HMRC or the Department for Work and Pensions (DWP)
- Employed, but currently on maternity leave, we’ll need a letter from your employer that states when you’re returning to work.