Use of my information
Any information about me and my account may be shared within Nationwide to open
and manage the account, make lending decisions, collect debts, trace debtors, prevent
fraud and money laundering and for business analysis. It may also be shared within
Nationwide and with specialist companies for market research purposes on behalf
of Nationwide. It may also be shared with other organisations for the purposes of
them providing products and services in association with or on behalf of Nationwide.
We will use the email address you have provided to contact you about your application
and servicing your account; this may include sending you important legal documentation.
Nationwide may use my information to populate application forms for products provided
or introduced by Nationwide. If I notify you of changes to my personal details,
it is your normal practice to update all of my accounts unless I ask you not to.
If I have opened an account or policy with another organisation introduced or provided
to me by Nationwide, I will need to contact them to update my details.
Nationwide may inform me of special offers, products and services, either by letter,
telephone or e-mail. If I am a new Nationwide Building Society customer and I do
not wish to receive marketing material by letter, telephone or email, or any combination
of these I can write to you at Nationwide Building Society, Marketing opt-out, FREEPOST
SCE 7125, Swindon SN38 9LY.
If I am an existing Nationwide Building Society customer my current marketing preferences
will continue unless I tell you otherwise.
If I have given a previous marketing instruction to any subsidiary or trading division
of Nationwide Building Society, my request to them will not change.
If I require further information I can ask for a copy of your leaflet ‘How Nationwide uses your personal information’. This can
be requested from a branch and is also available on line at www.nationwide.co.uk.
Nationwide means Nationwide Building Society, its subsidiaries and trading divisions.
You may make searches about me at credit reference agencies who will supply you
with information, including information from the Electoral Register, for the purpose
of verifying my identity. The agencies will record details of the search whether
or not my application proceeds. The searches will not be seen or used by lenders
to assess my ability to obtain credit. You may use scoring methods to assess my
application and to verify my identity. Credit searches and other information which
is provided to you and/or the credit reference agencies, about me and those with
whom I am linked financially, may be used by Nationwide and other companies if I
apply for other facilities including insurance applications and claims.
This information may also be used for debt tracing and the prevention of money laundering
as well as the management of my account. Alternatively, you may ask me to provide
physical forms of identification.
Any information about me and my account can be shared within Nationwide to prevent
or detect fraud, or to assist in verifying my identity. You may also search the
records of fraud prevention agencies who will supply you with information. You may
pass information to financial and other organisations involved in fraud prevention
to protect yourselves and your customers from theft and fraud. If I give you false
or inaccurate information and you identify fraud, you will record this and pass
it to fraud prevention agencies to prevent fraud and money laundering.
I have the right of access to my personal records held by you and the credit and
fraud agencies. Nationwide charges a fee for this service.
I can ask for a copy of your leaflet ‘How Nationwide uses your personal information’ which will
tell me how to apply for my records and explains in more detail how my information
will be used by Nationwide, the fraud prevention agencies and any permitted third
parties. You may make changes from time to time to this leaflet and I can obtain
a copy of the most recent version at any time from a branch or online at nationwide.co.uk
You may transfer my information to a country that is outside the European Economic
Area for the purposes of managing and administering my account and you will ensure
that the security of my data is maintained.
In addition, if you are applying for a Help to Buy: ISA your personal data will be shared with HM Treasury, the Scheme administrator and any third parties employed by them in order to administer the Scheme and ensure compliance with the Scheme Rules. A copy of the Scheme Rules can be found at www.helptobuy.gov.uk/isa.
In the above section, 'we'/'the Society'/'Nationwide' means Nationwide Building Society and its subsidiaries (which includes the Mortgage Works (UK) plc and UCB Home Loans Ltd).