During the application process you will be asked ‘Do you have any other loans’, answering ‘Yes’ will allow you to consolidate any existing Nationwide personal loans.

You can take out a new loan and leave your existing loan in place if you prefer, but you should note that you can only have two Nationwide personal loans at any time and the total amount borrowed on these loans must not exceed £25,000.

Topping up online

Registered Internet Bankers

  • Choose the ‘Browse’ tab on the top right hand side of the screen
  • Select 'Personal Loan’ from the ‘Borrowing’ section at the bottom of the page
  • Follow the on-screen instructions to complete the application

During the application you will be asked ‘Do you have any other loans?’, answering ‘Yes’ will automatically display any existing Nationwide personal loans. You will then have the option to settle the personal loans.

If you're not registered for Internet Banking:

If you are not registered for Internet Banking you can still consolidate existing Nationwide personal loans within the online application process. You will need your personal loan account number, this can be found on any letters or annual statements referring to your loan. Alternatively you can call a Nationwide Building Society representative on 0800 545 3000, option 2, who will be able to assist you.

You also have the option to register for the Internet Bank and then apply online for a loan top-up. To register you’ll need to have another Nationwide product – Current account, Savings account, Credit Card or Mortgage. Once registered you’ll have everything you need to Log In and top-up online within 3-5 days.

Other ways to top-up