To reduce your term online, you’ll need the following information for all account holders:
- Mortgage account details
- Income (salary, bonuses, pension)
- Any payments you make on money you’ve borrowed (such as credit card payments and personal loans)
- Any other outgoings (such as monthly travel or maintenance costs, council tax, insurance and any other mortgages)
If you're comfortable changing your mortgage term without our advice, you can apply online at your own pace.
You need to understand that you're responsible for your decision to change your term. You'll get no advice from us, so you won't be protected if you later decide that changing your term wasn't suitable.