If you have any questions about managing your account, check the frequently asked questions below to see if we can help (just click the question and the answer will appear underneath):

You can add money up to the maximum balance of £50,000 by:

  • paying in cash or cheque any Nationwide branch
  • setting up a regular standing order from your current account
  • transfering money via the Internet Bank from a Nationwide current account or an instant access savings account

You can:

  • withdraw up to £500 per day in cash or larger amounts by cheque at any Nationwide branch
  • transfer to any other Nationwide account at any branch subject to the terms and conditions
  • transfer money via the Internet Bank to a Nationwide current account or an instant access savings account

Please note you can make one withdrawal per year without loss of interest. Further withdrawals are permitted but will result in a lower rate of interest until the anniversary of account opening.

You can find your interest rate by logging into the Internet Bank, or viewing our rates table. Alternatively, you can ask at your local Nationwide branch or ring us on 08457 30 20 10.

Interest is calculated daily and paid annually on the anniversary of the account opening each year.

You must be aged between 7 and 18 to apply to open a Smart Limited Access account for yourself. If you are under 16, a parent or guardian can open the account for you.

You can apply for this account at any Nationwide branch. Or you can apply online provided you have a Nationwide account*. If you are an adult applying on behalf of a child you both must already hold a Nationwide account* to be able to apply online.

* Child applicant - Nationwide savings account. Adult applicants - Nationwide Current account, Savings account, Mortgage or Credit Card.

Yes, there can be up to two account holders for Smart Limited Access account if the account is opened by adults on behalf of the child.

However, if the account is opened by the child (aged 7 and over) the account must be held in their sole name only.

No, you can only have one account per child. In addition, you can only have one account per adult for each child either in joint or sole names.