If you are a parent or guardian applying on behalf of a child:
You don’t need any identification to open a Junior ISA. We are legally required to verify the name and address of the child at the age of 18, before he or she accesses their savings if we have not carried out these checks previously.
Also, should you wish to change the registered contact for the account for any reason, you will be required to verify the name and address of the new contact. Unless an exception listed within HM Revenue and Customs regulations exists the consent of the existing registered contact is required for any change of registered contact.
If either the child or the registered contact chooses to open another Nationwide product in the future we will be legally required to check their name and address in the usual way. Details of appropriate identification can be found at any Nationwide branch.
Should the child become terminally ill, and access to the funds is approved by HM Revenue & Customs, the identification of the registered contact will need to be verified before providing access to the money for the child.
If you are a child opening the account yourself:
You don't need any identification to open a Smart Junior ISA. However, we are legally required to verify your name and address at the age of 18, before you access the savings if we have not carried out these checks previously.