Smart is an account for under 18s. When you turn 18 we will write to you to tell you about the other savings accounts we offer. If your account hasn’t been changed when you reach 18 years 6 months, we’ll automatically convert it to our CashBuilder account.
If you have a Smart Card account it will mature into a CashBuilder Card account. If you have a Smart Passbook account you will mature into a CashBuilder Book account.
If you wish to transfer your Smart account into one of our other savings accounts, you will need to close the Smart account and open a new account on the same day to ensure your membership is continued.
For more information on selecting a suitable savings account, please visit our savings accounts page.