Confirmation of your request
To receive an instant decision online, we recommend that you submit your request during the following hours when we are able to immediately confirm your overdraft limits:
- Monday to Saturday 6am - 11pm
- Sunday 6am - 6pm
If you submit your request outside the above hours, or if we have to carry out further checks, we will reply to your request with a secure message within 3 working days.
When your arranged overdraft application has been successful, the overdraft will be added to your account from the second working day following approval. We'll send you a letter of confirmation.
This overdraft is available to you on an ongoing basis. After 6 months we will review your arranged overdraft limit. If we need to make a change to your limit we will contact you in writing 3 weeks beforehand advising of this change. We will continue to review your arranged overdraft limit on a 6 monthly basis.