If you have any questions about managing your Loyalty Saver account, check the frequently asked questions below to see if we can help (just click the question and the answer will appear underneath):

To apply for a Loyalty Saver account you must be aged 18 or over and have been a continuous member* of Nationwide for a minimum of 1 year. The rate you are eligible for is defined by the length of membership with Nationwide.

* A member means a customer with a Nationwide current account, savings account or mortgage. The following product holdings do not carry membership rights: deposit accounts, personal loans, credit cards, insurance products, products offered by subsidiaries of the Society such as Nationwide International or The Mortgage Works (UK) plc.

If you were a member of another Building Society that has merged with Nationwide, this will count towards your length of membership with Nationwide. For all ex-Dunfermline customers, your membership starts on 30 March 2009 as this was an acquisition rather than a merger.

Yes, it will be taken into account and count towards your length of membership with Nationwide.

For all ex-Dunfermline customers, your membership starts on 30 March 2009 as this was an acquisition rather than a merger.

If you meet the eligibility criteria you can apply for a Loyalty Saver online or at any Nationwide branch.

Yes, there can be up to two account holders for Loyalty Saver. See the rates & account details page for details of the eligibility criteria.

If a joint application is made only one account holder must meet the eligibility criteria. The customer with the longest continuous membership will determine the interest rate.

If one applicant is new to Nationwide your joint application will need to be made in one of our branches and you will need to provide appropriate identification and proof of address.

Other eligibility criteria remain the same including the maximum balance of £50,000.

No, you can only hold 1 sole or joint Loyalty Saver account.

Up to the maximum balance of £50,000, you can:

You can:

  • withdraw up to £500 per day in cash at any Nationwide branch
  • transfer to any other Nationwide account at any branch subject to the terms and conditions
  • transfer money via the Internet Bank or our Banking app to a Nationwide current account or an instant access savings account.

You can find your interest rate by logging into the Internet Bank, or viewing our rates table. Alternatively, you can ask us in branch or ring us on 0800 30 20 11.

Interest is paid annually on 31 December.

You can choose to add interest to your Loyalty Saver, any other Nationwide savings account (subject to the terms and conditions of the receiving account), or your current account. The rate you are eligible for is defined by the length of your continuous membership with Nationwide.

As your length of continuous membership with Nationwide increases we will automatically move you to the higher rate of interest, up to 15 years. You don't need to do anything and we will send you a letter confirming the change.

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