5. Interest is paid on the last day of each calendar month and can only be paid to a Nationwide savings account (excluding Regular Savings) or a current account with us or any other provider.
6. If interest for any month is less than £1 it will not be transferred to this other account but will be carried forward and added to interest earned in the following or subsequent months until the accrued interest exceeds £1. Once the interest due reaches or exceeds £1 it will be paid to the other account on the last day of that calendar month.