You can add or remove a joint account holder at any time, simply fill in a form to add or remove a person from a joint account (except FlexStudent and FlexOne) and hand or post your form to us in branch. Make sure you know how a joint account works before you decide to add someone.

Important information about current accounts (excluding FlexBasic)
FlexBasic terms and conditions

How a joint account works

  • The money belongs to both account holders, so you can both take money out of the account. If your relationship breaks down (including divorce and separation), we can freeze or stop the account to prevent one person withdrawing all the money. 
  • Both account holders get a Visa debit card.
  • Each person becomes a member of Nationwide, but only the first named account holder has the right to vote on Nationwide matters.
  • The account holders can have different addresses, but statements and any paperwork will be sent to the first named account holder. These can be sent separately on request.
  • If a joint account holder dies, the surviving account holder is entitled to all the money in the account and the account stays open in their name.
  • If you both want to use the Internet Bank to manage your account you'll both need to register for this separately.
  • If you opened a joint e-savings account linked to your joint current account, both account holders can view and/or control any associated e-accounts.

Add a person to a current account

Fill in the relevant form below, which you can also get in branch, by post, by calling us on 0800 30 20 11 or by sending a secure message using the Internet Bank.

Take or post the completed form to your nearest branch

Remove a person from a joint account

Fill in the form below, which you can get in branch, by post, by calling us on 0800 30 20 11 or by sending a secure message using the Internet Bank.

Take or post the completed form to your nearest branch

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If you need to speak to a member of staff, pop into any branch. Use our branch finder to find your nearest location.

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If you can't find what you need on this page, call us on 0800 30 20 11 and we'll be happy to help.