What is Paym?

Paym is a free service that lets you send and receive money securely to and from your friends and family using just a mobile phone number. No account numbers, no sort codes – and they don’t even need to bank with Nationwide. Just as long as they’re registered to use the service. 

Paym logo
  • Send money using the Nationwide Banking app
  • No more typing in account details
  • The money is sent quickly and securely
  • Send up to £250 per account, per day

Log in to the Internet Bank to sign up for Paym:

Sign up now

What is Paym?

Play video - What is Paym? | How to use Paym

Paym lets you send and receive money securely, using just a mobile phone number.

How to use Paym

How to use Paym

Play video - How to use Paym | What is PayM

How to send and receive Paym payments, securely, using just a mobile number.

Before you can use Paym, you'll need to be registered for Internet Banking and have the Nationwide Banking app installed on your phone.

How do I sign up to Paym?

  • You'll need to register for Internet Banking before you can sign up for Paym. Register for Internet Banking.
  • If you're already registered with the Internet Bank, sign in here and then you can click through to the Paym registration page. You will need your Customer Number, card reader and log in information to hand.
  • If you haven't already got it, download the Nationwide Banking app on your phone. Visit the App Store for iPhone or Google Play™ Store for Android™ devices.
  • Once you're registered, you can send and receive money securely to and from friends and family using Paym within the Banking app.

How do I send money to someone?

  • Both you and the person you're sending money to must be signed up to Paym.
  • Select Paym within the Nationwide Banking app.
  • In your mobile phone's contacts, select the mobile number of the person you want to pay – or just type in their number.     
  • Choose which account you want to send money from.
  • Enter the amount you want to send – you can add a reference if you like.

How do I receive money?

When you sign up to Paym, you can select the current account where you would like to receive Paym payments. 

When you receive a payment, we'll text you once the money is in your account.

What if my friends don't bank with Nationwide?

As long as they're signed up to Paym with their bank or building society, they'll be able to use the service.

Simple, safe and secure

Here's why Paym is one of the safest ways to send money to friends and family:

  • No need to write down or give out your accounts details. 
  • Payments are sent from the Nationwide Banking app, so it's safe.
  • Details are stored securely using trusted technology.
Two phones

Apple, the Apple logo, iPad and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.

Frequently asked questions