Debit cards and cash cards

Credit cards

Cheques

What is a cheque?

A cheque is a written document instructing a bank or building society to debit your account and pay someone. Cheques can be used to pay money in and out of your account.

Typically cheques are used to pay bills, tradesmen or to pay a someone face-to-face. You can write a personal cheque to a business or an individual for any amount, but it's up to you to make sure you have enough money in your account to allow the payment to go through.

There are different clearing timescales depending on the account where you've deposited the cheque, our cheque clearing calculator shows when you'll earn interest and be able to withdraw the funds.

An Online, Telephone Banking or Banking app payment may be quicker and more convenient in many cases and a number of other ways to pay are available.

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