This needs to be specified by the account holder. They will decide what you can do on their accounts, and which accounts their attorneys would have access to.
As an attorney, you can never run up an overdraft or get the account holder into any debt. Here's what you can do:
Savings and current accounts
The account holder can specify what you can do on their savings or current accounts, and which accounts you have access to. They can agree that you can write cheques and withdraw cash, use a debit card and make payments and transfers. You can also close accounts for which you've been given permission.
We can only give one of you a passbook, chequebook or debit card (if the account comes with these), so you need to decide which one of you will have them. We’ll only send your account holders statements to one address, so they will need to decide whose address to use for this.
You can make payments to the account holders credit card and help to manage it on their behalf but you can’t use their credit card to buy anything.
You can make payments to their mortgage and help to manage it on their behalf, but you can’t borrow more money.
Remember, as an attorney, whenever you come into the branch, you must bring proof of your ID.