Our Savings Promises

On your side

With no shareholders to worry about, our only focus is you. That means doing all we can to look after you, treat you fairly and give you great value. As an open and transparent savings provider, we aim to keep you fully informed, so you can make the best decisions about your savings. Our seven promises to savers are designed to help you make the most of your savings.

Come and see us for a free Savings Review

As part of our Savings Promises, you can have a free review of your savings in any of our branches. Our colleagues are on hand to talk through your options and help you decide which accounts best meet your needs.

These are our Savings Promises which will form part of your savings account terms and conditions. These Savings Promises DO NOT apply to accounts opened with the Cheshire Building Society, Derbyshire Building Society and Dunfermline Building Society.

Our seven promises to savers

We won’t offer ‘brand new customer only’ savings accounts.
We’ll reward existing savers with exclusive savings accounts.¹
We guarantee our Fixed Rate ISA rates will match or beat our equivalent Bond rates, and our Champion ISA rate will match or beat our Champion Saver rate.²
Earn interest on your Cash ISA as soon as we receive your transfer application.³
We offer a Rate Guarantee when you take another Fixed Rate Bond or Fixed Rate ISA – if our rate changes between the date we notify you of your options and your existing product maturity date, we’ll give you the better rate as long as you get back to us by your maturity date.
Every year we’ll send you a personal savings summary showing both the rate you're receiving and details of our range of savings accounts.⁴
We’ll give you a free Savings Review to help you find out if you can get more from your savings.

We have recently reviewed our Savings Promises and updated them for clarity.

¹ Product eligibility criteria will apply.

² For all Champion ISA accounts opened after 1 July 2011 compared with Champion Saver rates for the same period.

³ Provided that your funds are free to move and not subject to any notice period.

⁴ Only for customers who are 18 or over with a savings balance of £500+.

These are our Savings Promises which will form part of your Nationwide savings account terms and conditions. These Savings Promises DO NOT apply to accounts opened with the Cheshire Building Society, Derbyshire Building Society and Dunfermline Building Society, who have their own version of the Savings Promises.

View all savings accounts

FSCS - Protecting your money. Find out more

FSCS - Protecting your money

Your eligible deposits with Nationwide Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Nationwide Building Society, Cheshire Building Society, Derbyshire Building Society, Dunfermline Building Society and Nationwide UK (Ireland). Any total deposits you hold above the £85,000 limit between these brands are not covered.

Please click here for further information or visit www.fscs.org.uk