Champion Saver
Interest rate history
The interest rate is the average of the five highest Competitor Rates, as taken and verified by Moneyfacts on the second Monday of each month. This interest rate will be effective from the first day of the month following its calculation.
The providers of the Competitor Rates are: Santander, Royal Bank of Scotland, Lloyds TSB, The Co-operative Bank, NatWest, Halifax, HSBC and Barclays. The search includes branch based instant access, limited access and notice accounts from the eight competitors on the AER of a £10,000 balance. To ensure a like for like comparison, certain accounts are excluded, such as fixed rates, ISA's, regular savings and age-specific accounts.
For full details please see the .
For Champion Saver accounts opened before 1 July 2011 please use your bonus expiry date to find out the interest rate applicable to your account.
AER stands for Annual Equivalent Rate which illustrates what the interest rate would be if interest was paid and compounded once each year. The gross rate of interest is the interest rate payable before any income tax is deducted (if you pay tax). The net rate of interest is the interest rate payable after any income tax is deducted (if you do pay tax).
May 2012 Rate
| Interest rates sourced and verified by Moneyfacts on Tuesday 10 April 2012 |
|
Provider |
Account name |
Interest rate including bonus (AER) |
Interest rate calculation
|
Santander |
Branch Saver Issue 2 |
2.30% |
| Halifax |
Everyday Saver |
2.00% |
| Britannia |
Select Access Saver 2 |
1.75% |
| Lloyds TSB |
Easy Saver |
1.60% |
| RBS |
Bonus 30 Account |
1.20% |
| Champion Saver interest rate effective from 1 May 2012: |
1.77% gross p.a./AER variable |
April 2012 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 12 March 2012 |
|
Provider |
Account name |
Interest rate including bonus (AER) |
Interest rate calculation
|
Halifax |
Reward Saver |
2.50% |
| Santander |
Branch Saver Issue 2 |
2.30% |
| Britannia |
Select Access Saver |
2.25% |
| Lloyds TSB |
Advantage Saver |
1.80% |
| RBS |
Bonus 30 Account |
1.20% |
| Champion Saver interest rate effective from 1 April 2012: |
2.01% gross p.a./AER variable |
March 2012 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 13 February 2012 |
|
Provider |
Account name |
Interest rate including bonus (AER) |
Interest rate calculation
|
Halifax |
Reward Saver |
2.50% |
| Santander |
Branch Saver Issue 2 |
2.30% |
| Britannia |
Select Access Saver |
2.25% |
| Lloyds TSB |
Advantage Saver |
1.80% |
| RBS |
Bonus 30 Account |
1.20% |
| Champion Saver interest rate effective from 1 March 2012: |
2.01% gross p.a./AER variable |
February 2012 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 9 January 2012 |
|
Provider |
Account name |
Account Type |
Interest rate including bonus (AER) |
Interest rate calculation
|
Halifax |
Reward Saver |
Instant Access |
2.50% |
| Santander |
Branch Saver Issue 2 |
Limited Access |
2.30% |
| Britannia |
Select Access Saver |
Limited Access |
2.25% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| Champion Saver interest rate effective from 1 February 2012: |
2.01% gross p.a./AER variable |
| Interest rates |
For accounts opened from 1 July 2011
|
Champion Saver interest rate effective from 1 February 2012: | 2.01% gross p.a./AER variable |
| For accounts with a bonus expiry date of 29 February 2012 | Overall Champion Saver rate effective from 1 February 2012 (interest rate plus a fixed 0.75% gross p.a bonus): |
2.08% AER (2.76% gross p.a. variable)* |
| If your Champion Saver bonus has expired and is not shown above, from 1 February 2012 the Champion Saver interest rate is 2.01% gross p.a./AER variable. |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
January 2012 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 12 December 2011 |
|
Provider |
Account name |
Account Type |
Interest rate including bonus (AER) |
Interest rate calculation
|
Halifax |
Reward Saver |
Easy Access |
2.50% |
| Santander |
Instant Access Saver
(Special Issue 3) |
Instant |
2.50% |
| Northern Rock |
Access 120 |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| Champion Saver interest rate effective from 1 January 2012: |
2.10% gross p.a./AER variable |
| Interest rates |
For accounts opened from 1 July 2011
|
Champion Saver interest rate effective from 1 January 2012: | 2.10% gross p.a./AER variable |
| For accounts with a bonus expiry date of 29 February 2012 | Overall Champion Saver rate effective from 1 January 2012 (interest rate plus a fixed 0.75% gross p.a bonus): |
2.22% AER (2.85% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 January 2012 (interest rate plus a fixed 0.80% gross p.a bonus): |
2.17% AER (2.90% gross p.a. variable)* |
| If your Champion Saver bonus has expired and is not shown above, from 1 July 2011 the Champion Saver interest rate is 2.10% gross p.a./AER variable. |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
December 2011 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 14 November 2011 |
|
Provider |
Account name |
Account Type |
Interest rate including bonus (AER) |
Interest rate calculation
|
Halifax |
Reward Saver |
Easy Access |
2.50% |
| Santander |
Instant Access Saver
(Special Issue 3) |
Instant |
2.50% |
| Northern Rock |
Access 120 |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| Champion Saver interest rate effective from 1 December 2011: |
2.10% gross p.a./AER variable |
| Interest rates |
For accounts opened from 1 July 2011
|
Champion Saver interest rate effective from 1 December 2011: | 2.10% gross p.a./AER variable |
| For accounts with a bonus expiry date of 29 February 2012 | Overall Champion Saver rate effective from 1 December 2011 (interest rate plus a fixed 0.75% gross p.a bonus): | 2.29% AER (2.85% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 December 2011 (interest rate plus a fixed 0.80% gross p.a bonus): |
2.24% AER (2.90% gross p.a. variable)* |
| If your Champion Saver bonus has expired and is not shown above, from 1 July 2011 the Champion Saver interest rate is 2.10% gross p.a./AER variable. |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
November 2011 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 10 October 2011 |
|
Provider |
Account name |
Account Type |
Interest rate including bonus (AER) |
Interest rate calculation
|
Halifax |
Reward Saver |
Easy Access |
2.50% |
| Santander |
Instant Access Saver
(Special Issue 3) |
Instant |
2.50% |
| Northern Rock |
Access 120
|
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| Champion Saver interest rate effective from 1 November 2011: |
2.10% gross p.a./AER variable |
| Interest rates |
For accounts opened from 1 July 2011
|
Champion Saver interest rate effective from 1 November 2011: | 2.10% gross p.a./AER variable |
| For accounts with a bonus expiry date of 29 February 2012 | Overall Champion Saver rate effective from 1 November 2011 (interest rate plus a fixed 0.75% gross p.a bonus): | 2.36% AER (2.85% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 November 2011 (interest rate plus a fixed 0.80% gross p.a bonus): |
2.31% AER (2.90% gross p.a. variable)* |
| If your Champion Saver bonus has expired and is not shown above, from 1 July 2011 the Champion Saver interest rate is 2.10% gross p.a./AER variable. |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
October 2011 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 12 September 2011 |
|
Provider |
Account name |
Account Type |
Interest rate including bonus (AER) |
Interest rate calculation
|
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Access 120
|
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| Barclays |
Everyday Saver |
Instant Access |
0.80% |
| Champion Saver interest rate effective from 1 October 2011: |
1.76% gross p.a./AER variable |
| Interest rates |
For accounts opened from 1 July 2011
|
Champion Saver interest rate effective from 1 October 2011: | 1.76% gross p.a./AER variable |
| For accounts with a bonus expiry date of 29 February 2012 | Overall Champion Saver rate effective from 1 October 2011 (interest rate plus a fixed 0.75% gross p.a bonus): | 2.08% AER (2.51% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 October 2011 (interest rate plus a fixed 0.80% gross p.a bonus): |
2.04% AER (2.56% gross p.a. variable)* |
| If your Champion Saver bonus has expired and is not shown above, from 1 July 2011 the Champion Saver interest rate is 1.76% gross p.a./AER variable. |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
September 2011 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 8 August 2011 |
|
Provider |
Account name |
Account Type |
Interest rate including bonus (AER) |
Interest rate calculation
|
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Access 120
|
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| Barclays |
Everyday Saver |
Instant Access |
0.80% |
| Champion Saver interest rate effective from 1 September 2011: |
1.76% gross p.a./AER variable |
| Interest rates |
For accounts opened from 1 July 2011
|
Champion Saver interest rate effective from 1 September 2011: | 1.76% gross p.a./AER variable |
| For accounts with a bonus expiry date of 29 February 2012 | Overall Champion Saver rate effective from 1 September 2011 (interest rate plus a fixed 0.75% gross p.a bonus): | 2.15% AER (2.51% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 September 2011 (interest rate plus a fixed 0.80% gross p.a bonus): |
2.10% AER (2.56% gross p.a. variable)* |
| If your Champion Saver bonus has expired and is not shown above, from 1 July 2011 the Champion Saver interest rate is 1.76% gross p.a./AER variable. |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
August 2011 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 11 July 2011 |
|
Provider |
Account name |
Account Type |
Interest rate including bonus (AER) |
Interest rate calculation
|
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90 |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| Barclays |
Everyday Saver |
Instant Access |
0.80% |
| Champion Saver interest rate effective from 1 August 2011: |
1.76% gross p.a./AER variable |
| Interest rates |
For accounts opened from 1 July 2011
|
Champion Saver interest rate effective from 1 August 2011: | 1.76% gross p.a./AER variable |
| For accounts with a bonus expiry date of 29 February 2012 | Overall Champion Saver rate effective from 1 August 2011 (interest rate plus a fixed 0.75% gross p.a bonus): | 2.21% AER (2.51% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 August 2011 (interest rate plus a fixed 0.80% gross p.a bonus): |
2.17% AER (2.56% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 August 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
1.83% AER (2.56% gross p.a. variable)* |
| If your Champion Saver bonus has expired, from 1 July 2011 the Champion Saver interest rate is 1.76% gross p.a./AER variable. |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
July 2011 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 13 June 2011 |
|
Provider |
Account name |
Account Type |
Interest rate including bonus (AER) |
Interest rate calculation
|
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90 |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| Barclays |
Everyday Saver |
Instant Access |
0.80% |
| Champion Saver interest rate effective from 1 July 2011: |
1.76% gross p.a./AER variable |
| Interest rates |
For accounts opened from 1 July 2011
|
Champion Saver interest rate effective from 1 July 2011: | 1.76% gross p.a./AER variable |
| For accounts with a bonus expiry date of 29 February 2012 | Overall Champion Saver rate effective from 1 July 2011 (interest rate plus a fixed 0.75% gross p.a bonus): | 2.27% AER (2.51% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 July 2011 (interest rate plus a fixed 0.80% gross p.a bonus): |
2.24% AER (2.56% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 July 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
1.90% AER (2.56% gross p.a. variable)* |
| If your Champion Saver bonus has expired, from 1 July 2011 the Champion Saver interest rate is 1.76% gross p.a./AER variable. |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
June 2011 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 9 May 2011 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90 |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| Barclays |
Everyday Saver |
Instant Access |
0.80% |
| Champion Saver core rate effective from 1 June 2011 (excluding bonus): |
1.76% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 29 February 2012 |
Overall Champion Saver rate effective from 1 June 2011 (core rate plus a fixed 0.75% gross p.a bonus): |
2.34% AER (2.51% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 June 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
2.31% AER (2.56% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 June 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
1.97% AER (2.56% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2011 |
If your Champion Saver bonus has expired you will continue to receive the core rate. From 1 June 2011 the Champion Saver core rate is 1.76% gross p.a./AER variable. |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
May 2011 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 11 April 2011 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90 |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| Barclays |
Everyday Saver |
Instant Access |
0.80% |
| Champion Saver core rate effective from 1 May 2011 (excluding bonus): |
1.76% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 29 February 2012 |
Overall Champion Saver rate effective from 1 May 2011 (core rate plus a fixed 0.75% gross p.a bonus): |
2.40% AER (2.51% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 May 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
2.37% AER (2.56% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 May 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
2.04% AER (2.56% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2011 |
If your Champion Saver bonus has expired you will continue to receive the core rate. From 1 May 2011 the Champion Saver core rate is 1.76% gross p.a./AER variable. |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
April 2011 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 14 March 2011 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90 |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| Barclays |
Everyday Saver |
Instant Access |
0.80% |
| Champion Saver core rate effective from 1 April 2011 (excluding bonus): |
1.76% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 29 February 2012 |
Overall Champion Saver rate effective from 1 April 2011 (core rate plus a fixed 0.75% gross p.a bonus): |
2.46% AER (2.51% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 April 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
2.44% AER (2.56% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 April 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
2.10% AER (2.56% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2011 |
If your Champion Saver bonus has expired you will continue to receive the core rate. From 1 April 2011 the Champion Saver core rate is 1.76% gross p.a./AER variable. |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
March 2011 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 14 February 2011 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90 |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 March 2011 (excluding bonus): |
1.75% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 29 February 2012 |
Overall Champion Saver rate effective from 1 March 2011 (core rate plus a fixed 0.75% gross p.a bonus): |
2.50% gross p.a./AER variable |
| For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 March 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
2.49% AER (2.55% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 March 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
2.16% AER (2.55% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2011 |
If your Champion Saver bonus has expired you will continue to receive the core rate. From 1 March 2011 the Champion Saver core rate is 1.75% gross p.a./AER variable. |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
February 2011 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 10 January 2011 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90 |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 February 2011 (excluding bonus): |
1.75% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 29 February 2012 |
Overall Champion Saver rate effective from 1 February 2011 (core rate plus a fixed 0.75% gross p.a bonus): |
2.50% gross p.a./AER variable |
| For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 February 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
2.55% gross p.a./AER variable |
| For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 February 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
2.22% AER (2.55% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2011 |
If your Champion Saver bonus has expired you will continue to receive the core rate. From 1 February 2011 the Champion Saver core rate is 1.75% gross p.a./AER variable. |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
January 2011 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 13 December 2010 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90 |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 January 2011 (excluding bonus): |
1.75% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 29 February 2012 |
Overall Champion Saver rate effective from 1 January 2011 (core rate plus a fixed 0.75% gross p.a bonus): |
2.50% gross p.a./AER variable |
| For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 January 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
2.55% gross p.a./AER variable |
| For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 January 2011 (core rate plus a fixed 0.80% gross p.a bonus): |
2.28% AER (2.55% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 January 2011 (core rate plus a fixed 1.10% gross p.a bonus): |
1.84% AER (2.85% gross p.a. variable)* |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
December 2010 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 8 November 2010 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90 |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 December 2010 (excluding bonus): |
1.75% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 December 2010 (core rate plus a fixed 0.80% gross p.a bonus): |
2.55% AER (2.55% gross p.a. variable) |
| For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 December 2010 (core rate plus a fixed 0.80% gross p.a bonus): |
2.35% AER (2.55% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 December 2010 (core rate plus a fixed 1.10% gross p.a bonus): |
1.94% AER (2.85% gross p.a. variable)* |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
November 2010 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 11 October 2010 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90 |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 November 2010 (excluding bonus): |
1.75% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 January 2012 |
Overall Champion Saver rate effective from 1 November 2010 (core rate plus a fixed 0.80% gross p.a bonus): |
2.55% AER (2.55% gross p.a. variable) |
| For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 November 2010 (core rate plus a fixed 0.80% gross p.a bonus): |
2.43% AER (2.55% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 November 2010 (core rate plus a fixed 1.10% gross p.a bonus): |
2.03% AER (2.85% gross p.a. variable)* |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
October 2010 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 13th September 2010 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90 |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 October 2010 (excluding bonus): |
1.75% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 October 2010 (core rate plus a fixed 0.80% gross p.a bonus): |
2.50% AER (2.55% gross p.a. variable)* |
| For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 October 2010 (core rate plus a fixed 1.10% gross p.a bonus): |
2.13% AER(2.85% gross p.a. variable)* |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
September 2010 Rate
| Interest rates sourced and verified by Moneyfacts on Monday 9th August 2010 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90
(Issue 1) |
Notice |
2.50% |
| Lloyds TSB |
Advantage Saver |
Instant Access |
1.80% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 September 2010 (excluding bonus): |
1.75% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 September 2010 (core rate plus a fixed 0.80% gross p.a bonus): |
2.55% gross p.a./AER variable |
| For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 September 2010 (core rate plus a fixed 1.10% gross p.a bonus): |
2.22% AER(2.85% gross p.a. variable)* |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
August 2010 Rate
| Interest rates sourced and verified by Moneyfacts.co.uk on Monday 12 July 2010 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90
(Issue 1) |
Notice |
2.50% |
| Lloyds TSB |
Easy Saver |
No Notice |
1.60% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 August 2010 (excluding bonus): |
1.71% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 August 2010 (core rate plus a fixed 0.80% gross p.a bonus): |
2.51% gross p.a./AER variable |
| For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 August 2010 (core rate plus a fixed 1.10% gross p.a bonus): |
2.27% AER(2.81% gross p.a. variable)* |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
July 2010 Rate
| Interest rates sourced and verified by Moneyfacts.co.uk on Monday 14th June 2010 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90
(Issue 1) |
Notice |
2.50% |
| Lloyds TSB |
Easy Saver |
No Notice |
1.60% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 July 2010 (excluding bonus): |
1.71% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 July 2010 (core rate plus a fixed 0.80% gross p.a bonus): |
2.51% gross p.a./AER variable |
| For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 July 2010 (core rate plus a fixed 1.10% gross p.a bonus): |
2.36% AER(2.81% gross p.a. variable)* |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
June 2010 Rate
| Interest rates sourced and verified by Moneyfacts.co.uk on Monday 10th May 2010 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Iissue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver 90
(Issue 1) |
Notice |
2.50% |
| Lloyds TSB |
Easy Saver |
No Notice |
1.60% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 June 2010 (excluding bonus): |
1.71% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 August 2011 |
Overall Champion Saver rate effective from 1 June 2010 (core rate plus a fixed 0.80% gross p.a bonus): |
2.51% gross p.a./AER variable |
| For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 June 2010 (core rate plus a fixed 1.10% gross p.a bonus): |
2.46% AER(2.81% gross p.a. variable)* |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
May 2010 Rate
| Interest rates sourced and verified by Moneyfacts.co.uk on Monday 12th April 2010 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver
(Issue 3) |
Instant Access |
1.90% |
| Lloyds TSB |
Easy Saver |
No Notice |
1.60% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 May 2010 (excluding bonus): |
1.59% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 May 2010 (core rate plus a fixed 1.10% gross p.a bonus): |
2.43% AER(2.69% gross p.a. variable)* |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
April 2010 Rate
| Interest rates sourced and verified by Moneyfacts.co.uk on Monday 8th March 2010 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver
(Issue 3) |
Instant Access |
1.90% |
| Lloyds TSB |
Easy Saver |
No Notice |
1.60% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 April 2010 (excluding bonus): |
1.59% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 April 2010 (core rate plus a fixed 1.10% gross p.a bonus): |
2.52% AER(2.69% gross p.a. variable)* |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
March 2010 Rate
| Interest rates sourced and verified by Moneyfacts.co.uk on Monday 8th February 2010 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver
(Issue 3) |
Instant Access |
1.90% |
| Lloyds TSB |
Easy Saver |
No Notice |
1.60% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 March 2010 (excluding bonus): |
1.59% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 March 2010 (core rate plus a fixed 1.10% gross p.a bonus): |
2.61% AER(2.69% gross p.a. variable)* |
| * The AER and the gross p.a. rate are different because the fixed bonus has less than 12 months to run. |
February 2010 Rate
| Interest rates sourced and verified by Moneyfacts.co.uk on Monday 11th January 2010 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Santander |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver
(Issue 3) |
Instant Access |
1.90% |
| Lloyds TSB |
Easy Saver |
No Notice |
1.60% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 February 2010 (excluding bonus): |
1.59% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 February 2010 (core rate plus a fixed 1.10% gross p.a bonus): |
2.69% gross p.a./AER variable |
January 2010 Rate
| Interest rates sourced and verified by Moneyfacts.co.uk on Monday 14th December 2009 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Abbey |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver
(Issue 3) |
Instant Access |
1.90% |
| Lloyds TSB |
Easy Saver |
No Notice |
1.60% |
| RBS |
Bonus 30 Account |
Notice |
1.20% |
| NatWest |
30 Day Bonus Reserve |
Notice |
0.75% |
| Champion Saver core rate effective from 1 January 2010 (excluding bonus): |
1.59% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 January 2010 (core rate plus a fixed 1.10% gross p.a bonus): |
2.69% gross p.a./AER variable |
December 2009 Rate
| Interest rates sourced and verified by Moneyfacts.co.uk on Monday 9th November 2009 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Abbey |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver
(Issue 3) |
Instant Access |
1.90% |
| Lloyds TSB |
Easy Saver |
No Notice |
1.60% |
| Barclays |
More4More Savings |
Instant Access |
0.70% |
| Halifax |
Guaranteed Saver |
Easy Access |
0.50% |
| Champion Saver core rate effective from 1 December 2009 (excluding bonus): |
1.44% gross p.a./AER variable |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 December 2009 (core rate plus a fixed 1.10% gross p.a bonus): |
2.54% gross p.a./AER variable |
November 2009 Rate
| Interest rates sourced and verified by Moneyfacts.co.uk on Monday 12th October 2009 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Abbey |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver
(Issue 3) |
Instant Access |
1.90% |
| Lloyds TSB |
Easy Saver |
No Notice |
1.60% |
| Barclays |
More4More Savings |
Instant Access |
0.70% |
| Halifax |
Guaranteed Saver |
Easy Access |
0.50% |
| Champion Saver core rate effective from 1 November 2009 (excluding bonus): |
1.70% gross p.a./AER variable* |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 November 2009 (core rate plus a fixed 1.10% gross p.a bonus): |
2.80% gross p.a./AER variable |
| *The core rate for the Champion Saver effective from 1 November 2009 should have been the average of the 5 accounts listed above (1.44% gross p.a. /AER), however until 30 November 2009 we pledged that the core rate of Champion Saver would not fall below 1.70% gross p.a. /AER variable (the core rate for the product launch in August 2009) on balances of £1,000+. We will continue to calculate the core rate each month as normal and if it is higher than 1.70% gross p.a. /AER variable we will pass on the increase. |
October 2009 Rate
| Interest rates sourced and verified by Moneyfacts.co.uk on Monday 14th September 2009 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Abbey |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver
(Issue 3) |
Instant Access |
1.90% |
| Lloyds TSB |
Easy Saver |
No Notice |
1.60% |
| Barclays |
More4More Savings |
Instant Access |
0.70% |
| Halifax |
Guaranteed Saver |
Easy Access |
0.50% |
| Champion Saver core rate effective from 1 October 2009 (excluding bonus): |
1.70% gross p.a./AER variable* |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 October 2009 (core rate plus a fixed 1.10% gross p.a bonus): |
2.80% gross p.a./AER variable |
| *The core rate for the Champion Saver effective from 1 October 2009 should have been the average of the 5 accounts listed above (1.44% gross p.a. /AER), however until 30 November 2009 we pledged that the core rate of Champion Saver will not fall below 1.70% gross p.a. /AER variable (the core rate for the product launch in August 2009) on balances of £1,000+. We will continue to calculate the core rate each month as normal and if it is higher than 1.70% gross p.a. /AER variable we will pass on the increase. |
September 2009 Rate
| Interest rates sourced and verified by Moneyfacts.co.uk on Monday 10th August 2009 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Abbey |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver
(Issue 3) |
Instant Access |
1.90% |
| Lloyds TSB |
Easy Saver |
No Notice |
1.60% |
| Barclays |
More4More Savings |
Instant Access |
0.70% |
| Halifax |
Guaranteed Saver |
Easy Access |
0.50% |
| Champion Saver core rate effective from 1 September 2009 (excluding bonus): |
1.70% gross p.a./AER variable* |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 September 2009 (core rate plus a fixed 1.10% gross p.a bonus): |
2.80% gross p.a./AER variable |
| *The core rate for the Champion Saver effective from 1 September 2009 should have been average of the 5 accounts listed above (1.44% gross p.a. /AER), however until 30 November 2009 we have pledged that the core rate of Champion Saver will not fall below 1.70% gross p.a. /AER variable (the core rate for the product launch in August 2009) on balances of £1000+. We will continue to calculate the core rate each month as normal and if it is higher than 1.70% gross p.a. /AER variable we will pass on the increase. |
August 2009 Rate
| Interest rates sourced and verified by Moneyfacts.co.uk on Monday 13th July 2009 |
|
Provider |
Account name |
Type of Account |
Interest rate including bonus (AER) |
| Core Rate |
Abbey |
Instant Access Saver
(Special Issue 3) |
Instant Access |
2.50% |
| Northern Rock |
Branch Saver
(Issue 3) |
Instant Access |
1.90% |
| Lloyds TSB |
Easy Saver |
No Notice |
1.60% |
| NatWest |
Advantage Reserve |
Instant Access |
1.26% |
| RBS |
Royalties Saver |
Easy Access |
1.25% |
| Champion Saver core rate effective from 1 August 2009 (excluding bonus): |
1.70% gross p.a./AER variable* |
| Overall rate including bonus |
For accounts with a bonus expiry date of 31 January 2011 |
Overall Champion Saver rate effective from 1 August 2009 (core rate plus a fixed 1.10% gross p.a bonus): |
2.80% gross p.a./AER variable |