How to apply
Instant Access ISA - tax-free cash ISA savings
Are you looking for a cash ISA with instant access and competitive rates? Our Instant Access ISA is available to all UK residents aged 16 and over – and it works just like a normal savings account, except any interest you receive is paid tax-free.
- Individual Savings Accounts (or ISAs) let you save or invest tax-efficiently
- instant access to your cash ISA savings without being charged a fee, or waiting for a notice period
- great rates of interest – up to 2.80% gross p.a./AER*
- choose to have interest paid into your cash ISA savings account, your current account or another Nationwide savings account (excluding Regular Savings)
- view and transfer money into your account online
You can save up to £3,600 in a cash ISA with one provider and the remainder of the £7,200 into a stocks and shares ISA with the same or another provider each tax year. Alternatively, you can invest up to £7,200 in a stocks and shares ISA.
For more information about the account please see the account summary page.
An Instant Access ISA is right for you if...
- you want to be able to save regularly, or pay in a lump sum each year up to your annual £3,600 limit
- you want access to your money whenever you like
- you want variable interest paid annually
- you have at least £100 to open the account
As well as our Instant Access ISA, you may also want to take a look at our Fixed Rate ISA Bonds, Members' ISA Bond, stocks and shares ISA and our other great savings accounts.
*AER stands for annual equivalent rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
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