Accounts with unlimited instant access, giving you the highest level of flexibility. You can deposit or withdraw your money whenever you need to.
If you do not need unlimited or immediate access to your savings you could benefit from a higher rate with a limited access account.
View Limited Access accounts
Exclusively available to our existing members (eligibility criteria applies), Loyalty Saver is an instant access savings account with tiered interest rates linked to the length of your continuous membership with Nationwide. You will automatically move through the interest tiers that start with a minimum of 1 year, to 5 years, 10 years and a maximum of 15 years. Open with £1,000, maximum balance £50,000. Minimum age 18.
Rates effective from 03/07/2013
5 years membership pays 1.50% gross p.a./AER, 10 years membership pays 1.60% gross p.a./AER, 15 year membership pays 1.70% gross p.a./AER.
Rates are variable.
An internet based savings account. Make transfers whenever you like, 24 hours a day, to and from a Nationwide current account. Minimum age 16
Rates effective from 01/04/2009
Rates are variable. Only available if you have a Nationwide current account.
A flexible, instant access regular savings account, managed via LINK cash machines or online, that lets you save up to £1,000 a month. Minimum age 11.
Rates are variable.
An instant access account with cash card. The minimum opening balance is £100. Minimum age 11.
Rates effective from 01/01/2009
A branch based, instant access passbook account exclusively available to main current account customers (eligibility criteria apply). Open with £1,000. Minimum age 18.
Rates effective from 28/06/2013
For any day your balance goes below £1,000 you earn a fixed interest rate of 0.10% gross p.a./AER.
Cash ISAs are savings accounts where your interest is paid tax free. You can save up to your annual cash ISA limit in a Cash ISA each tax year.
Limited access accounts could give you a higher rate of interest if you don't need immediate or unlimited access to your savings.
If you can lock away a lump sum for a fixed length of time then fixed term accounts can potentially reward you with a higher savings rate.
Interest rate definitions:
The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.
FSCS - Protecting your money. Find out more
Your eligible deposits with Nationwide Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Nationwide Building Society, Cheshire Building Society, Derbyshire Building Society, Dunfermline Building Society and Nationwide UK (Ireland). Any total deposits you hold above the £85,000 limit between these brands are not covered.
Please click here for further information or visit www.fscs.org.uk