e-Savings Internet Savings Account
e-Savings is an online account built for convenience giving you instant access to your savings whenever
you need it. You'll need to be a Nationwide FlexAccount holder and be registered for Internet
Banking to open an e-Savings account.
Key features
- A rate of 0.45% gross p.a./AER
- Unlimited free withdrawals
- Unlimited deposits up to a maximum balance of £3,000,000
- Open your account with as little as £1
- Manage your account online
- Part of our instant access range - accounts giving you the highest level of flexibility
Interest Rates
| Balance |
Free withdrawals per year |
Notice period |
AER% |
Gross p.a.% |
Net p.a.% |
| £1+ |
Unlimited |
n/a |
0.45 |
0.45 |
0.36 |
- Rates are variable
- Maximum 2 account holders, minimum age 16
- Interest calculated daily and paid annually on 31 March
You might also like to consider...
e-Savings Plus
If you don't need unlimited access to your savings consider our e-Savings Plus account, you can make up to 5
free withdrawals each year with the flexibility to make more.
Find out more about e-Savings Plus
FlexAccount
Don't have a FlexAccount? Our current account could give you access to a range of exclusive offers and discounts - all with no monthly fee.
Find out more about FlexAccount
Cash ISAs
Cash ISAs are a tax-free way to save. Visit our ISAs explained section to find out what ISAs are, how they work
and for more information on ISA limits.
Find out more about Cash ISAs
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).
The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.