Instant Access Savings Rates from Nationwide Building Society

Results

Min balance	Max balance	AER %	AER* %	Gross p.a.%	Net p.a.%	How to apply

e-Savings Plus Rates effective from 01/04/2009 A savings facility operated online. Make transfers whenever you like, 24 hours a day, to and from Nationwide’s current account, our FlexAccount. Minimum age 16. Interest rates payable where 3 or fewer withdrawals are made each year:						Online Apply now
£1	£3,000,000	2.00	n/a	2.00	1.60
Interest rates payable where 4 or more withdrawals are made each year:
£1	£3,000,000	0.10	n/a	0.10	0.08
We guarantee that the interest rate (AER) for customers making 3 or fewer withdrawals p.a. will pay at least 0.25% more than the Bank of England Base Rate until 1 Jan 2011. Changes to e-Savings Plus account rates will be made within one month of a Bank of England Base Rate announcement.
e-Savings Rates effective from 01/04/2009 A savings facility operated online. Make transfers whenever you like, 24 hours a day, to and from Nationwide’s current account, our FlexAccount. Minimum age 16.						Online Apply now
£1	£3,000,000	0.45	n/a	0.45	0.36	Online Apply now
Monthly Income 60+ Rates effective from 01/04/2009 Instant access passbook operated account for people aged 60 or over.						Apply in branch Branch locator
£1+		0.55	n/a	0.55	0.44
We guarantee that the Monthly Income 60+ AER will match or better the Bank of England Base Rate until 31 January 2011. Changes to Monthly Income 60+ account rates will be made within one month of a Bank of England Base Rate announcement.
InvestDirect Rates effective from 01/03/2009 The postal account you can run from home.						Online Apply now Apply by post
£1	£2,000,000	0.20	n/a	0.20	0.16	Online Apply now Apply by post
e-ISA Rates effective from 01/08/2010 Our instant access online ISA. Open and manage your account online. You must hold a Nationwide card account (excluding Regular Savings). Minimum age 16.						Online Apply now
£1+		1.75	2.67	2.75	n/a
*AER including bonus. The bonus is a fixed rate of 1.00% gross p.a. until 30/06/2011. Interest and the bonus are calculated daily.
Champion ISA Rates effective from 01/08/2010 An instant access branch based ISA that champions our customers’ right to a consistently competitive interest rate. The minimum opening balance is £1,000. Minimum age 16.						Apply in branch Branch locator
£1	£999	0.25	n/a	0.25	n/a
£1000+		1.09	2.34	2.44	n/a
*AER including bonus. The bonus is a fixed rate of 1.35% gross p.a. until 30/06/2011. Interest and the bonus are calculated daily. For any day your balance goes below £1,000 you earn a variable interest rate of 0.25% gross p.a/AER and no bonus.
Instant Access ISA Rates effective from 01/04/2009 A passbook account that gives you instant access to your funds and tax-free returns. Minimum age 16.						Apply in branch Branch locator
£1	£9,999	0.25	n/a	0.25	n/a
£10,000	£24,999	0.35	n/a	0.35	n/a
£25,000+		0.50	n/a	0.50	n/a
Regular Savings Rates effective from 01/04/2009 Flexible, instant access regular savings account, managed via LINK cash machines or online, that lets you save up to £1,000 a month.						Online Apply now Apply in branch Branch locator
£1	£99**	0.10	n/a	0.10	0.08
£100	£199**	1.35	n/a	1.35	1.08
£200	£499**	1.85	n/a	1.85	1.48
£500	£1,000**	2.50	n/a	2.50	2.00
**Monthly increase in balance
CashBuilder Card Rates effective from 01/01/2009 Instant access account with cash card.						Online Apply now Apply in branch Branch locator
£1	£2,000,000	0.10	n/a	0.10	0.08	Online Apply now Apply in branch Branch locator
CashBuilder Book Rates effective from 01/01/2009 Instant access account with passbook.						Apply in branch Branch locator
£1	£2,000,000	0.10	n/a	0.10	0.08	Apply in branch Branch locator
Members` ISA Bond Rates effective from 01/04/2009 Exclusive to Nationwide members of 3 years or more, it offers a higher rate of tax-free interest. Minimum age 16.						Apply in branch Branch locator
£1	£9,999	0.50	n/a	0.50	n/a
£10,000	£24,999	0.60	n/a	0.60	n/a
£25,000+		0.75	n/a	0.75	n/a
Smart (Card) Rates effective from 01/04/2009 Instant access savings account for 0-17 year olds. If you are 11 or over you can apply online.						Online Apply now Apply in branch Branch locator
£1+		0.75	n/a	0.75	0.60	Online Apply now Apply in branch Branch locator

Interest rate definitions:

AER - AER stands for annual equivalent rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
AER* - AER including bonus.
Gross - The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
Net - The net rate of interest is the interest rate payable after any income tax is deducted (if you do pay tax).

Savings rates

Results

e-Savings Plus

Interest rates payable where 3 or fewer withdrawals are made each year:

Interest rates payable where 4 or more withdrawals are made each year:

e-Savings

Monthly Income 60+

InvestDirect

e-ISA

Champion ISA

Instant Access ISA

Regular Savings

CashBuilder Card

CashBuilder Book

Members` ISA Bond

Smart (Card)