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You are in: Savings → Fixed Term → Fixed Rate Bonds → Introduction
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      • Introduction
      • 6 month (annual) - rates & account details
      • 6 month (monthly) - rates & account details
      • 1 year (annual) - rates & account details
      • 1 year (monthly) - rates & account details
      • 2 year (annual) - rates & account details
      • 2 year (monthly) - rates & account details
      • Managing your account
      • How to apply
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Fixed Rate Bonds

Nationwide Fixed Rate Bonds are a one off lump sum account that pay a fixed rate of interest for the term of the account.

Key features

  • Enjoy a fixed rate of interest during the term of your account
  • Open your account with as little as £1
  • Choose to have your interest paid monthly or annually
  • Open your account in any Nationwide branch or by calling 0800 111 44 30
  • Part of our Fixed Term Range - if you can lock away a lump sum for a fixed length of time then fixed term accounts can potentially reward you with a higher savings rate.

Interest Rates

Term Interest
payment
AER% Gross p.a.%  
6 month Annual 2.16 - 2.41 2.15 - 2.40 View rates & account details
6 month Monthly 2.12 - 2.38 2.10 - 2.35 View rates & account details
1 year Annual 2.65 - 2.90 2.65 - 2.90 View rates & account details
1 year Monthly 2.63 - 2.89 2.60 - 2.85 View rates & account details
Exclusively available for existing customers with a maturing Fixed Rate Bond
2 year Annual 3.05 - 3.30 3.05 - 3.30 View rates & account details
2 year Monthly 3.04 - 3.30 3.00 - 3.25 View rates & account details

  • Rates are fixed
  • All rates are tiered and require a minimum balance. The table quotes the lowest rates, which are available based on a minimum balance of £1 and the highest rates, which are available based on a minimum balance of £50,000.
  • Partial withdrawals from your account before the end of the fixed term are not allowed. Early closure will incur a loss of interest, full details available on the rates & account details page for your chosen term.
  • Maximum 2 account holders, minimum age 7
  • Interest is calculated daily and paid monthly or annually and on maturity
  • The rates and terms offered are only available for limited periods and may be withdrawn without notice

Find out how to apply
or view the full fixed term range

You might also like to consider...

Cash ISAs

Cash ISAs are a tax-free way to save. Visit our ISAs explained section to find out what ISAs are, how they work and for more information on ISA limits.

Find out more

Fixed Rate e-Bonds

Want to open and manage your bond online? If you have a Nationwide FlexAccount it's quick and easy to activate a Fixed Rate e-Bond online.

Find out more

MySave Online Plus

If you need access to your money MySave Online Plus offers 1 free withdrawal each year with the flexibility to make more if you need to.

Find out more

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.

Our Savings Promises

With no shareholders to worry about, our only focus is you. That means doing all we can to look after you, treat you fairly and give you great value. Which is why we're delighted to bring you our seven promises to savers - designed to help you make the most of your savings.

Read our Savings Promises

Useful information

Fixed Rate Bond terms & conditions

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Nationwide Building Society is authorised and regulated by the Financial Services Authority under registration number 106078. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. You can confirm our registration on the FSA's website, www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.