Fixed Term Savings Accounts and Bonds
If you can lock away a lump sum for a fixed length of time then fixed term accounts can potentially reward you with a higher savings rate.
Our full Fixed Term range
6 Month e-Bond
An online account that allows you to save a lump sum and earn a fixed rate on your savings. You will need to hold a Nationwide current account to apply. Minimum age 16.
Rates effective from 03/05/2013
| Balance Min | Max | Withdrawals per year | Notice period/loss of interest for additional withdrawals | AER% | AER% including bonus | Gross p.a.% | Net p.a.% |
|---|---|---|---|---|---|---|---|
| Annual interest | £1 | £5,000,000 | None | N/A | 1.25 | n/a | 1.25 | 1.00 |
| Monthly interest | £1 | £5,000,000 | None | N/A | 1.21 | n/a | 1.20 | 0.96 |
Notes
Rates are fixed.
1 Year e-Bond
An online account that allows you to save a lump sum and earn a fixed rate on your savings. You will need to hold a Nationwide current account to apply. Minimum age 16.
Rates effective from 03/05/2013
| Balance Min | Max | Withdrawals per year | Notice period/loss of interest for additional withdrawals | AER% | AER% including bonus | Gross p.a.% | Net p.a.% |
|---|---|---|---|---|---|---|---|
| Annual interest | £1 | £5,000,000 | None | N/A | 1.75 | n/a | 1.75 | 1.40 |
| Monthly interest | £1 | £5,000,000 | None | N/A | 1.71 | n/a | 1.70 | 1.36 |
Notes
Rates are fixed.
2 Year e-Bond
An online account that allows you to save a lump sum and earn a fixed rate on your savings. You will need to hold a Nationwide current account to apply. Minimum age 16.
Rates effective from 11/01/2013
| Balance Min | Max | Withdrawals per year | Notice period/loss of interest for additional withdrawals | AER% | AER% including bonus | Gross p.a.% | Net p.a.% |
|---|---|---|---|---|---|---|---|
| Annual interest | £1 | £5,000,000 | None | N/A | 2.10 | n/a | 2.10 | 1.68 |
| Monthly interest | £1 | £5,000,000 | None | N/A | 2.07 | n/a | 2.05 | 1.64 |
Notes
Rates are fixed.
4 Year e-Bond
An online account that allows you to save a lump sum and earn a fixed rate on your savings. You will need to hold a Nationwide current account to apply. Minimum age 16.
Rates effective from 03/05/2013
| Balance Min | Max | Withdrawals per year | Notice period/loss of interest for additional withdrawals | AER% | AER% including bonus | Gross p.a.% | Net p.a.% |
|---|---|---|---|---|---|---|---|
| Annual interest | £1 | £5,000,000 | None | N/A | 2.30 | n/a | 2.30 | 1.84 |
| Monthly interest | £1 | £5,000,000 | None | N/A | 2.27 | n/a | 2.25 | 1.80 |
Notes
Rates are fixed.
6 Month Fixed Rate Bond
A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Rates effective from 03/05/2013
| Balance Min | Max | Withdrawals per year | Notice period/loss of interest for additional withdrawals | AER% | AER% including bonus | Gross p.a.% | Net p.a.% |
|---|---|---|---|---|---|---|---|
| Annual interest | £1 | £5,000,000 | None | N/A | 1.25 | n/a | 1.25 | 1.00 |
| Monthly interest | £1 | £5,000,000 | None | N/A | 1.21 | n/a | 1.20 | 0.96 |
Notes
Rates are fixed.
1 Year Fixed Rate Bond
A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Rates effective from 03/05/2013
| Balance Min | Max | Withdrawals per year | Notice period/loss of interest for additional withdrawals | AER% | AER% including bonus | Gross p.a.% | Net p.a.% |
|---|---|---|---|---|---|---|---|
| Annual interest | £1 | £5,000,000 | None | N/A | 1.75 | n/a | 1.75 | 1.40 |
| Monthly interest | £1 | £5,000,000 | None | N/A | 1.71 | n/a | 1.70 | 1.36 |
Notes
Rates are fixed.
2 Year Fixed Rate Bond
A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Rates effective from 11/01/2013
| Balance Min | Max | Withdrawals per year | Notice period/loss of interest for additional withdrawals | AER% | AER% including bonus | Gross p.a.% | Net p.a.% |
|---|---|---|---|---|---|---|---|
| Annual interest | £1 | £5,000,000 | None | N/A | 2.10 | n/a | 2.10 | 1.68 |
| Monthly interest | £1 | £5,000,000 | None | N/A | 2.07 | n/a | 2.05 | 1.64 |
Notes
Rates are fixed.
4 year Fixed Rate Bond
A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Rates effective from 03/05/2013
| Balance Min | Max | Withdrawals per year | Notice period/loss of interest for additional withdrawals | AER% | AER% including bonus | Gross p.a.% | Net p.a.% |
|---|---|---|---|---|---|---|---|
| Annual interest | £1 | £5,000,000 | None | N/A | 2.30 | n/a | 2.30 | 1.84 |
| Monthly interest | £1 | £5,000,000 | None | N/A | 2.27 | n/a | 2.25 | 1.80 |
Notes
Rates are fixed.
Limited Access
Limited access accounts could give you a higher rate of interest if you don't need immediate or unlimited access to your savings.
Cash ISAs
Cash ISAs are savings accounts where your interest is paid tax free. You can save up to your annual cash ISA limit in a Cash ISA each tax year.
Interest rate definitions:
| AER | AER Stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. |
|---|---|
| Gross | The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax). |
| Net | The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax). |
The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.
FSCS - Protecting your money. Find out more
FSCS - Protecting your money
Your eligible deposits with Nationwide Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Nationwide Building Society, Cheshire Building Society, Derbyshire Building Society, Dunfermline Building Society and Nationwide UK (Ireland). Any total deposits you hold above the £85,000 limit between these brands are not covered.
Please click here for further information or visit www.fscs.org.uk