Discontinued Accounts Saving Rates

Nationwide accounts no longer available

Product	Balance	AER %	AER* %	Gross p.a.%	Net p.a.%
Bonus 30 Monthly Effective from:01/02/2009	£1 - £2,000,000	0.20	0.70	0.70	0.56
60 Day Direct Effective from:01/04/2009	£1	0.30	n/a	0.30	0.24
CapitalBuilder Effective from:01/02/2009	£1 - £2,000,000	0.20	n/a	0.20	0.16	More info
Please note that whilst CapitalBuilder is no longer available to open for new customers, balances in matured bonds will be moved into CapitalBuilder if no instructions are received.
Bonus Saver Effective from:01/04/2009	£1+	0.10	0.85	0.85	0.68
Members` Reward Bond (annual) Effective from:01/03/2009	£1 - £10,000	1.60	n/a	1.60	1.28
Members` Reward Bond (monthly) Effective from:01/02/2009	£1	1.61	n/a	1.60	1.28
1 year Tracker Bond Annual interest Effective from:01/04/2009	£1 - £9,999	2.25	n/a	2.25	1.80
	£10,000 - £24,999	2.30	n/a	2.30	1.84
	£25,000 - £49,999	2.40	n/a	2.40	1.92
	£50,000+	2.50	n/a	2.50	2.00
The annual interest rate (AER) pays between 1.75% and 2.00% (dependent on the account balance) above the Bank of England Base Rate and is guaranteed to track changes in the Base Rate. Any changes will be made within one month of the Bank of England announcement.
1 year Tracker Bond Monthly interest Effective from:01/04/2009	£1 - £9,999	2.07	n/a	2.05	1.64
	£10,000 - £24,999	2.12	n/a	2.10	1.68
	£25,000 - £49,999	2.22	n/a	2.20	1.76
	£50,000+	2.32	n/a	2.30	1.84
1 year Tracker Bond Annual interest Effective from:01/04/2009	£1 - £9,999	1.40	n/a	1.40	1.12
	£10,000 - £24,999	1.45	n/a	1.45	1.16
	£25,000 - £49,999	1.50	n/a	1.50	1.20
	£50,000+	1.60	n/a	1.60	1.28
The annual interest rate (AER) pays between 0.90% and 1.10% (dependent on the account balance) above the Bank of England Base Rate and is guaranteed to track changes in the Base Rate. Any changes will be made within one month of the Bank of England announcement.
1 year Tracker Bond Monthly interest Effective from:01/04/2009	£1 - £9,999	1.21	n/a	1.20	0.96
	£10,000 - £24,999	1.26	n/a	1.25	1.00
	£25,000 - £49,999	1.31	n/a	1.30	1.04
	£50,000+	1.41	n/a	1.40	1.12
Loyalty Tracker Bond (Annual Interest) Only available to members of 3 or more years. Effective from:01/04/2009	£1 - £9,999	0.30	n/a	0.30	0.24
	£10,000 - £24,999	0.35	n/a	0.35	0.28
	£25,000 - £49,999	0.40	n/a	0.40	0.32
	£50000+	0.50	n/a	0.50	0.40
Loyalty Tracker Bond (Monthly Interest) Only available to members of 3 or more years. Effective from:01/04/2009	£1 - £24,999	0.20	n/a	0.20	0.16
	£25,000 - £49,999	0.25	n/a	0.25	0.20
	£50000+	0.35	n/a	0.35	0.28
BusinessInvestor Chequebook savings account for businesses, charities and other organisations. Effective from:01/03/2009	£1 - £2,000,000	0.01	n/a	0.01	0.01

Portman accounts no longer available

Product	Balance	AER %	AER* %	Gross p.a.%	Net p.a.%
Immediate Access (Annual) Effective from:01/03/2009	£1+	0.10	n/a	0.10	0.08
Instant Access Account Effective from:01/02/2009	£1	0.10	n/a	0.10	0.08
The interest rate is fixed for balances between £1 and £249.
Easy Access ISA Effective from:01/04/2009	£1 - £999	0.10	n/a	0.10	n/a
Easy Access ISA Effective from:01/04/2009	£1,000+	0.25	n/a	0.25	n/a
The interest rate is fixed for balances between £1 and £249.
Members` Loyalty Account Effective from:01/04/2009	£1 - £499	0.10	n/a	0.10	0.08
Members` Loyalty Account Effective from:01/04/2009	£500+	0.50	n/a	0.50	0.40
The interest rate is fixed for balances between £1 and £499.

Interest rate definitions:

AER - AER stands for annual equivalent rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross - The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
Net - The net rate of interest is the interest rate payable after any income tax is deducted (if you do pay tax).