Savings Accounts

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Children's Savings

Smart Junior ISA

Smart Junior ISA. 3.00% AER tax-free (includes an introductory fixed bonus until 31/10/2013. Rate then reverts to 2.10% AER tax-free variable) Full details

Wherever they're heading, save for their future with our tax-free Smart Cash Junior ISA

Only available to UK resident children under 16 who have never been issued a Child Trust Fund voucher. Open with £1. no withdrawals permitted. Only the child can access the money at age 18.

Limited Access

MySave Online Plus

Help your savings get into shape. 3.12% AER (3.08% gross p.a.) variable including 1.58% gross p.a. BONUS fixed for 12 months. Conditions apply Full details

* Based on 1 free withdrawal each (inc. closure). Additional withdrawals incur loss of bonus and a rate of 0.10% gross p.a./AER variable in month of withdrawal or closure. Core rate 1.51% AER (1.50% gross p.a.) variable. Open with £1,000+.

Children's Savings

Smart Fixed Rate Bond

1 year Smart Fixed Rate Bond Full details

Based on a balance of £50,000+ and annual interest. A minimum investment of £1 required where an annual rate of 2.85% gross p.a./AER would be achieved. Partial withdrawals before the end of the fixed term are not allowed. Early closure is permitted with 90 days loss of interest.

Deposit protection limits have changed - find out more about the Financial Services Compensation Scheme

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