Members' ISA Bond - tax-free cash ISA savings
If you’ve been a member for 3 or more years, you can earn a higher tax-free rate if you don’t need unlimited access to your savings. Our Members’ ISA Bond lets you make an unlimited number of deposits up to the annual cash ISA limit and three penalty free withdrawals each tax year. Further withdrawals in the same tax year are subject to 30 days’ notice or loss of interest.
All Nationwide cash ISA products accept transfers in from existing cash ISAs held with another provider.
- Individual Savings Accounts (or ISAs) let you save or invest tax-efficiently
- an unlimited number of deposits up to the annual cash ISA limit
- three penalty free withdrawals each tax year. Further withdrawals in the same tax year are subject to 30 days' notice or loss of interest
- view and transfer money into your account online
- choose to have interest paid into your ISA, your current account or another Nationwide savings account (excluding Regular Savings)
ISA limits
Everyone can now save up to £5,100 in a cash ISA with one provider and the remainder of the £10,200 allowance into a stocks and shares ISA with the same or another provider each tax year. Alternatively, you can invest up to £10,200 in a stocks and shares ISA.
For more information about the account please see the account summary page.
A Members' ISA Bond is right for you if...
- you have been a Nationwide member for 3+ years and you want to save regularly, or pay in a lump sum each year up to your annual limit
- you want variable interest paid annually
- you can give 30 days' notice (or loss of interest) if you need to make more than three penalty free withdrawals in the same tax year
- you have at least £100 to open the account
As well as our Members' ISA Bond, you may also want to take a look at our other cash ISA products, stocks and shares ISA and our other savings options.