Fixed Rate ISAs - tax-free cash ISA savings
Fixed Rate ISAs are one-off lump sum investments that pay a tax-free fixed rate of interest over a fixed term. You can choose from 1 year, 3 year and 4 year terms – with rates up to 4.00% gross p.a./AER*.
Your interest rate is guaranteed not to change during your chosen fixed term. Fixed Rate ISAs are only available for limited periods and may be withdrawn from sale without notice.
All Nationwide cash ISA products accept transfers in from existing cash ISAs held with another provider.
- Individual Savings Accounts (or ISAs) let you save or invest tax-efficiently
- competitive rates of interest – up to 4.00% gross p.a./AER*
- enjoy great interest rates fixed for your savings term
- choose between 1 year, 3 year and 4 year Fixed Rate ISAs
- choose between annual or monthly interest payments
ISA limits
Everyone can now save up to £5,100 in a cash ISA with one provider and the remainder of the £10,200 allowance into a stocks and shares ISA with the same or another provider each tax year. Alternatively, you can invest up to £10,200 in a stocks and shares ISA.
For more information about the account please see the account summary page.
A Fixed Rate ISA is right for you if...
- you want to make just one lump sum payment
- you want to lock in your savings to a fixed rate for a fixed period
- you are confident that you won't need access to your savings during the fixed period
As well as our Fixed Rate ISA, you may also want to take a look at our other cash ISA products, stocks and shares ISA and our savings accounts.