e-ISA Online Cash ISA

Everyone aged 16 or over can save up to £5,340 tax-free with one provider, each tax year. With most savings accounts, if you are a tax payer the tax man gets a cut from the interest you earn, that's why it's reassuring to know that with a cash ISA all the interest you earn, you keep.

With our e-ISA you can enjoy the convenience of tax-free, internet savings with instant access to your money. You also have the reassurance that the interest rate is guaranteed to pay at least 1.75% AER tax-free until 31 July 2013.

If you are looking for an ISA you can manage online you might also be interested in our Online ISA that offers the convenience of tax-free, internet savings with instant access and for balances of over £1,000 you'll get an introductory fixed rate.

Key features

A rate of 1.75% AER tax-free variable
Instant access with unlimited withdrawals and deposits up to your annual cash ISA limit
Open your account with as little as £1
Transfer in funds from your existing cash ISAs and as part of our Savings Promises you will start earning interest as soon as we receive your application
Provided that the funds are free to move and not subject to any notice period
Manage your account online
Available to Nationwide card account customers
Excludes Regular Savings. If you don't already have a card account you may also like to apply for a FlexAccount, CashBuilder Card, Smart or InvestDirect

Interest Rates

Balance	Free withdrawals per year	Notice period	AER%	AER% including bonus	Gross p.a.%	Net p.a.%
£1+	Unlimited	N/A	1.75	n/a	1.75	N/A

Rates are variable
Maximum 1 account holder
Minimum age 16
Interest calculated daily
Interest is paid annually

For full account details see the e-ISA Rates & account details page

Find out more about transferring your existing Nationwide cash ISA to an e-ISA

Find out more about transferring your ISA from another provider to an e-ISA

View interest rates for accounts opened before 1 July 2011.

Apply online now, it's quick and easy...

Apply now

or view our full cash ISA range

Need some help understanding ISAs?

Visit our ISAs explained section to find out what ISAs are, how they work and for more information on ISA limits.

Find out more about ISAs

Are you using your full annual ISA allowance?

If you've used your cash ISA allowance this tax year you could still invest up to a further £5,340 in a Stocks & Shares ISA. This could help you use your full £10,680 annual ISA allowance this tax year.

Find out more about stocks & shares ISAs

Want a branch based ISA?

If you want to open and manage your ISA in a branch then you may want to consider our 75 Day ISA.

Find out more about our 75 Day ISA

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).

Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.