Cash ISA Savings Rates from Nationwide Building Society

Results

Min balance	Max balance	AER %	AER* %	Gross p.a.%	Net p.a.%	How to apply

e-ISA Rates effective from 01/08/2010 Our instant access online ISA. Open and manage your account online. You must hold a Nationwide card account (excluding Regular Savings). Minimum age 16.						Online Apply now
£1+		1.75	2.67	2.75	n/a
*AER including bonus. The bonus is a fixed rate of 1.00% gross p.a. until 30/06/2011. Interest and the bonus are calculated daily.
Champion ISA Rates effective from 01/08/2010 An instant access branch based ISA that champions our customers’ right to a consistently competitive interest rate. The minimum opening balance is £1,000. Minimum age 16.						Apply in branch Branch locator
£1	£999	0.25	n/a	0.25	n/a
£1000+		1.09	2.34	2.44	n/a
*AER including bonus. The bonus is a fixed rate of 1.35% gross p.a. until 30/06/2011. Interest and the bonus are calculated daily. For any day your balance goes below £1,000 you earn a variable interest rate of 0.25% gross p.a/AER and no bonus.
Instant Access ISA Rates effective from 01/04/2009 A passbook account that gives you instant access to your funds and tax-free returns. Minimum age 16.						Apply in branch Branch locator
£1	£9,999	0.25	n/a	0.25	n/a
£10,000	£24,999	0.35	n/a	0.35	n/a
£25,000+		0.50	n/a	0.50	n/a
Members` ISA Bond Rates effective from 01/04/2009 Exclusive to Nationwide members of 3 years or more, it offers a higher rate of tax-free interest. Minimum age 16.						Apply in branch Branch locator
£1	£9,999	0.50	n/a	0.50	n/a
£10,000	£24,999	0.60	n/a	0.60	n/a
£25,000+		0.75	n/a	0.75	n/a
1 Year Fixed Rate ISA (Annual Interest) Rates effective from 30/07/2010 A branch-based one-off lump sum investment that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.						Apply in branch Branch locator
£1+		2.25	n/a	2.25	n/a	Apply in branch Branch locator
1 Year Fixed Rate ISA (Monthly Interest) Rates effective from 30/07/2010 A branch-based one-off lump sum investment that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.						Apply in branch Branch locator
£1		2.22	n/a	2.20	n/a	Apply in branch Branch locator
3 Year Fixed Rate ISA (Annual Interest) Rates effective from 30/07/2010 A branch-based one-off lump sum investment that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.						Apply in branch Branch locator
£1+		3.75	n/a	3.75	n/a	Apply in branch Branch locator
3 Year Fixed Rate ISA (Monthly Interest) Rates effective from 30/07/2010 A branch-based one-off lump sum investment that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.						Apply in branch Branch locator
£1+		3.71	n/a	3.65	n/a	Apply in branch Branch locator
4 Year Fixed Rate ISA (Annual Interest) Rates effective from 30/07/2010 A branch-based one-off lump sum investment that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.						Apply in branch Branch locator
£1+		4.00	n/a	4.00	n/a	Apply in branch Branch locator
4 Year Fixed Rate ISA (Monthly Interest) Rates effective from 30/07/2010 A branch-based one-off lump sum investment that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.						Apply in branch Branch locator
£1+		3.97	n/a	3.90	n/a	Apply in branch Branch locator
2yr Tracker ISA (Annual Interest) Rates effective from 01/04/2009 A tax-free variable rate over a fixed term. Minimum age 16.						Apply in branch Branch locator
£100	£9,999	2.00	n/a	2.00	n/a
£10,000	£24,999	2.25	n/a	2.25	n/a
£25,000+		2.50	n/a	2.50	n/a
The annual rate (AER) pays between 1.50% and 2.00% (dependent on the account balance) above the Bank of England Base Rate and is guaranteed to track changes in the Base Rate. Any changes will be made within one month of a Bank of England announcement.
2yr Tracker ISA (Monthly Interest) Rates effective from 01/04/2009 A tax-free variable rate over a fixed term. Minimum age 16.						Apply in branch Branch locator
£100	£9,999	1.97	n/a	1.95	n/a
£10,000	£24,999	2.22	n/a	2.20	n/a
£25,000+		2.48	n/a	2.45	n/a
The annual rate (AER) pays between 1.50% and 2.00% (dependent on the account balance) above the Bank of England Base Rate and is guaranteed to track changes in the Base Rate. Any changes will be made within one month of a Bank of England announcement.

Interest rate definitions:

AER - AER stands for annual equivalent rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
AER* - AER including bonus.
Gross - The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
Net - The net rate of interest is the interest rate payable after any income tax is deducted (if you do pay tax).

Savings rates

Results

e-ISA

Champion ISA

Instant Access ISA

Members` ISA Bond

1 Year Fixed Rate ISA (Annual Interest)

1 Year Fixed Rate ISA (Monthly Interest)

3 Year Fixed Rate ISA (Annual Interest)

3 Year Fixed Rate ISA (Monthly Interest)

4 Year Fixed Rate ISA (Annual Interest)

4 Year Fixed Rate ISA (Monthly Interest)

2yr Tracker ISA (Annual Interest)

2yr Tracker ISA (Monthly Interest)