Current Rates Previous Rates

Cash ISA Savings Rates

Product	Balance	AER %	AER* %	Gross p.a.%	Net p.a.%
Instant Access ISA A passbook account that gives you tax-free returns. Effective from:01/04/2009	£1 - £9,999	0.25	n/a	0.25	n/a	More info Apply in branch
	£10,000 - £24,999	0.35	n/a	0.35	n/a
	£25,000+	0.50	n/a	0.50	n/a
Members` ISA Bond Exclusive to Nationwide members of 3 years or more, it offers a higher rate of tax-free interest. Effective from:01/04/2009	£1 - £9,999	0.50	n/a	0.50	n/a	More info Apply in branch
	£10,000 - £24,999	0.60	n/a	0.60	n/a
	£25,000+	0.75	n/a	0.75	n/a
6 month Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term. Effective from:05/06/2009	£1 - £9,999	2.21	n/a	2.20	n/a	More info Apply in branch
	£10,000 - £24,999	2.31	n/a	2.30	n/a
	£25,000+	2.41	n/a	2.40	n/a
6 month Fixed Rate ISA Bond (Monthly Interest) A tax-free fixed rate of interest over a fixed term. Effective from:05/06/2009	£1 - £9,999	2.17	n/a	2.15	n/a	More info Apply in branch
	£10,000 - £24,999	2.27	n/a	2.25	n/a
	£25,000+	2.38	n/a	2.35	n/a
1 Year Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term. Effective from:13/11/2009	£1 - £2,999	2.50	n/a	2.50	n/a	More info Apply in branch
	£3,000+	2.75	n/a	2.75	n/a	More info Apply in branch
1 Year Fixed Rate ISA Bond (Monthly Interest) A tax-free fixed rate of interest over a fixed term. Effective from:13/11/2009	£1 - £2,999	2.48	n/a	2.45	n/a	More info Apply in branch
	£3,000+	2.73	n/a	2.70	n/a	More info Apply in branch
2 Year Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term. Effective from:24/07/2009	£1+	3.50	n/a	3.50	n/a	More info Apply in branch
2 Year Fixed Rate ISA Bond (Monthly Interest) A tax-free fixed rate of interest over a fixed term. Effective from:24/07/2009	£1+	3.45	n/a	3.40	n/a	More info Apply in branch
3 Year Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term. Effective from:24/07/2009	£1+	3.75	n/a	3.75	n/a	More info Apply in branch
3 Year Fixed Rate ISA Bond (Monthly Interest) A tax-free fixed rate of interest over a fixed term. Effective from:24/07/2009	£1+	3.71	n/a	3.65	n/a	More info Apply in branch
3 Year Over 50s Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term. Exclusively available to customers born on or before 5th April 1960. Effective from:06/10/2009	£1+	4.00	n/a	4.00	n/a	More info Apply in branch
3 Year Over 50s Fixed Rate ISA Bond (Monthly Interest) A tax-free fixed rate of interest over a fixed term. Exclusively available to customers born on or before 5th April 1960. Effective from:06/10/2009	£1+	3.97	n/a	3.90	n/a	More info Apply in branch
4 Year Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term.	£1+	n/a	n/a	n/a	n/a	Please note this product was withdrawn on 4 June 2009.
4 Year Fixed Rate ISA Bond (Monthly Interest) A tax-free fixed rate of interest over a fixed term.	£1+	n/a	n/a	n/a	n/a	Please note this product was withdrawn on 4 June 2009.
5 Year Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term. Effective from:24/07/2009	£1+	4.50	n/a	4.50	n/a	More info Apply in branch
5 Year Fixed Rate ISA Bond (Monthly Interest) A tax-free fixed rate of interest over a fixed term. Effective from:24/07/2009	£1+	4.49	n/a	4.40	n/a	More info Apply in branch
2yr Tracker ISA (Annual Interest) A tax-free variable rate over a fixed term. Effective from:01/04/2009	£100 - £9,999	2.00	n/a	2.00	n/a	More info Apply in branch
	£10,000 - £24,999	2.25	n/a	2.25	n/a
	£25,000+	2.50	n/a	2.50	n/a
2yr Tracker ISA (Monthly Interest) A tax-free variable rate over a fixed term. Effective from:01/04/2009	£100 - £9,999	1.97	n/a	1.95	n/a	More info Apply in branch
	£10,000 - £24,999	2.22	n/a	2.20	n/a
	£25,000+	2.48	n/a	2.45	n/a

All Nationwide cash ISAs accept transfers in from existing cash ISAs held with another provider.

Interest rate definitions:

AER - AER stands for annual equivalent rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross - The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
Net - The net rate of interest is the interest rate payable after any income tax is deducted (if you do pay tax).