75 Day Cash ISA
Cash ISAs are a flexible and tax-efficient way to save and everyone aged 16 or over can save up to £5,640 tax-free in a cash ISA with one provider, each tax year.
Our branch based 75 day cash ISA account gives you an introductory bonus and a higher rate of interest the more you save. You can make unlimited deposits up to your annual cash ISA allowance and make one free withdrawal per year with the flexibility for more if you need them.
Key features
- An introductory tax-free bonus rate for balances over £1,000
- Tiered interest rates, so the more you save, the higher your rate
- Make 1 free withdrawal each tax year and unlimited deposits up to your annual cash ISA limit. Additional withdrawals can be made subject to 75 days' notice or 75 days' loss of interest on the amount withdrawn.
- Transfer in funds from your existing cash ISAs and as part of our Savings Promises you will start earning interest as soon as we receive your application (provided that the funds are free to move and not subject to any notice period)
- Open your 75 Day cash ISA account with at least £1,000 in any
- Pay money in using your passbook in branch, online from a Nationwide card account or set up a standing order to make regular deposits
- Part of our Cash ISAs range - tax-free interest products offering a range of access options to suit your needs
Interest Rates
75 Day ISA Issue 3 - Launched 6 April 2012
| Balance |
Free withdrawals per year |
Notice period/loss of interest for additional withdrawals |
AER% |
AER% including bonus |
Gross p.a.% |
Net p.a.% |
| £1 - £999 |
1 |
75 days |
0.25 |
n/a |
0.25 |
n/a |
| £1,000 - £24,999 |
1 |
75 days |
1.00 |
2.75 |
2.75 |
n/a |
| £25,000+ |
1 |
75 days |
1.00 |
2.85 |
2.85 |
n/a |
- Rates are variable
- Balances of £1,000 or more include a tax-free introductory bonus, based on your account balance, fixed until 31 October 2013. For any day your balance goes below £1,000 you earn a rate of 0.25% AER tax-free variable and no bonus
- Free withdrawals do not require notice
- Maximum 1 account holder, minimum age 16
- Interest & bonus calculated daily and paid annually on 30 September
You might also like to consider...
Stocks & Shares ISA
If you've used your cash ISA allowance this tax year you could still invest up to a further £5,640 in a Stocks & Shares ISA. This could help you use your full £11,280 annual ISA allowance this tax year.
Find out more
Fixed Rate Bonds
If you can invest a lump sum without needing to access it take a look at our savings bonds where you'll get a fixed rate of interest for the term of your account.
Find out more
Need some help understanding ISAs?
Visit our ISAs explained section to find out what ISAs are, how they work and for more information on ISA limits.
Find out more
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.