All Accounts Savings Rates

Instant Access

Product	Balance	AER %	AER* %	Gross p.a.%	Net p.a.%
e-Savings A savings facility operated online. Make transfers whenever you like, 24 hours a day, to and from Nationwide's current account, our FlexAccount. Effective from:01/12/2008	£1+ - £3,000,000	3.05	n/a	3.05	2.44	More info Apply now
Monthly Income 60+ Instant access passbook operated account for people aged 60 or over. Effective from:01/12/2008	£1 - £2,000,000	3.00	n/a	2.96	2.37	More info Apply in branch
We guarantee that the Monthly Income 60+ AER will match or better the Bank of England Base Rate until 31 January 2011.
InvestDirect The postal account you can run from home. Effective from:01/12/2008	£1 - £9,999	1.85	n/a	1.85	1.48	More info Apply now
	£10,000 - £24,999	1.95	n/a	1.95	1.56
	£25,000 - £49,999	2.05	n/a	2.05	1.64
	£50,000 - £2,000,000	2.15	n/a	2.15	1.72
Instant Access ISA A passbook account that gives you tax-free returns. Effective from:01/12/2008	£1 - £9,999	2.60	n/a	2.60	n/a	More info Apply in branch
	£10,000 - £24,999	2.70	n/a	2.70	n/a
	£25,000+	2.80	n/a	2.80	n/a
Regular Savings Flexible, instant access regular savings account managed via LINK cash machines or online that lets you save up to £250 a month. Effective from:01/12/2008	£1 - £99*	2.10	n/a	2.10	1.68	More info Apply now
	£100 - £199*	3.60	n/a	3.60	2.88
	£200 - £250*	4.10	n/a	4.10	3.28
*Monthly increase in balance. We guarantee that the interest rates (AER) on Regular Savings will track changes in the Bank of England Base Rate until 1 January 2010.
CashBuilder Card Instant access account with cash card. Effective from:01/12/2008	£1 - £9,999	0.10	n/a	0.10	0.08	More info Apply now
	£10,000 - £24,999	0.35	n/a	0.35	0.28
	£25,000 - £49,999	0.65	n/a	0.65	0.52
	£50,000 - £2,000,000	0.95	n/a	0.95	0.76
CashBuilder Book Instant access account with passbook. Effective from:01/12/2008	£1 - £49,999	0.10	n/a	0.10	0.08	More info Apply in branch
	£50,000 - £2,000,000	0.30	n/a	0.30	0.24	More info Apply in branch

Notice Accounts

Product	Balance	AER %	AER* %	Gross p.a.%	Net p.a.%
Bonus 30 Annual An account with 30 days' notice or loss of interest. Effective from:01/12/2008	£1 - £9,999	0.75	1.50	1.50	1.20	More info Apply in branch
	£10,000 - £24,999	0.95	1.70	1.70	1.36
	£25,000 - £49,999	1.05	1.80	1.80	1.44
	£50,000 - £2,000,000	1.15	1.90	1.90	1.52
60 Day Direct Higher interest postal account with 60 days' notice or loss of interest on the amount you withdraw. Effective from:01/12/2008	£1 - £9,999	2.15	n/a	2.15	1.72	More info Apply in branch
	£10,000 - £24,999	2.25	n/a	2.25	1.80
	£25,000 - £49,999	2.35	n/a	2.35	1.88
	£50,000 - £2,000,000	2.45	n/a	2.45	1.96
CapitalBuilder 90 days' notice account with interest rates that increase the more you save. Effective from:01/12/2008	£1 - £9,999	0.80	n/a	0.80	0.64	More info Apply in branch
	£10,000 - £24,999	0.90	n/a	0.90	0.72
	£25,000 - £49,999	1.00	n/a	1.00	0.80
	£50,000 - £2,000,000	1.10	n/a	1.10	0.88

Cash ISA

Product	Balance	AER %	AER* %	Gross p.a.%	Net p.a.%
Instant Access ISA A passbook account that gives you tax-free returns. Effective from:01/12/2008	£1 - £9,999	2.60	n/a	2.60	n/a	More info Apply in branch
	£10,000 - £24,999	2.70	n/a	2.70	n/a
	£25,000+	2.80	n/a	2.80	n/a
Members` ISA Bond Exclusive to Nationwide members of 3 years or more, it offers competitive variable rates of tax-free interest. Effective from:01/12/2008	£1 - £9,999	2.85	n/a	2.85	n/a	More info Apply in branch
	£10,000 - £24,999	2.95	n/a	2.95	n/a
	£25,000+	3.05	n/a	3.05	n/a
1 Year Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term. Effective from:01/12/2008	£1 - £2,000,000	4.00	n/a	4.00	n/a	More info Apply in branch
1 Year Fixed Rate ISA Bond (Monthly Interest) A tax-free fixed rate of interest over a fixed term. Effective from:01/12/2008	£1 - £2,000,000	3.97	n/a	3.90	n/a	More info Apply in branch
2 Year Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term. Effective from:01/12/2008	£1 - £2,000,000	4.50	n/a	4.50	n/a	More info Apply in branch
2 Year Fixed Rate ISA Bond (Monthly Interest) A tax-free fixed rate of interest over a fixed term. Effective from:01/12/2008	£1 - £2,000,000	4.49	n/a	4.40	n/a	More info Apply in branch
3 Year Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term. Effective from:01/12/2008	£1 - £2,000,000	5.00	n/a	5.00	n/a	More info Apply in branch
3 Year Fixed Rate ISA Bond (Monthly Interest) A tax-free fixed rate of interest over a fixed term. Effective from:01/12/2008	£1 - £2,000,000	4.96	n/a	4.85	n/a	More info Apply in branch

Bonds

Product	Balance	AER %	AER* %	Gross p.a.%	Net p.a.%
6 Month e-Bond (Annual Interest) Online lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.40	n/a	4.35	3.48	More info Apply now
	£10,000 - £24,999	4.45	n/a	4.40	3.52
	£25,000 - £49,999	4.55	n/a	4.50	3.60
	£50,000 - £3,000,000	4.65	n/a	4.60	3.68
6 Month e-Bond (Monthly Interest) Online lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.33	n/a	4.25	3.40	More info Apply now
	£10,000 - £24,999	4.39	n/a	4.30	3.44
	£25,000 - £49,999	4.49	n/a	4.40	3.52
	£50,000 - £3,000,000	4.59	n/a	4.50	3.60
9 Month e-Bond (Annual Interest) Online lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.37	n/a	4.35	3.48	More info Apply now
	£10,000 - £24,999	4.42	n/a	4.40	3.52
	£25,000 - £49,999	4.53	n/a	4.50	3.60
	£50,000 - £3,000,000	4.63	n/a	4.60	3.68
9 Month e-Bond (Monthly Interest) Online lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.33	n/a	4.25	3.40	More info Apply now
	£10,000 - £24,999	4.39	n/a	4.30	3.44
	£25,000 - £49,999	4.49	n/a	4.40	3.52
	£50,000 - £3,000,000	4.59	n/a	4.50	3.60
1 Year e-Bond (Annual Interest) Online lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.35	n/a	4.35	3.48	More info Apply now
	£10,000 - £24,999	4.40	n/a	4.40	3.52
	£25,000 - £49,999	4.50	n/a	4.50	3.60
	£50,000 - £3,000,000	4.60	n/a	4.60	3.68
1 Year e-Bond (Monthly Interest) Online lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.33	n/a	4.25	3.40	More info Apply now
	£10,000 - £24,999	4.39	n/a	4.30	3.44
	£25,000 - £49,999	4.49	n/a	4.40	3.52
	£50,000 - £3,000,000	4.59	n/a	4.50	3.60
2 Year e-Bond (Annual Interest) Online lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.50	n/a	4.50	3.60	More info Apply now
	£10,000 - £24,999	4.55	n/a	4.55	3.64
	£25,000 - £49,999	4.65	n/a	4.65	3.72
	£50,000 - £3,000,000	4.75	n/a	4.75	3.80
2 Year e-Bond (Monthly Interest) Online lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.49	n/a	4.40	3.52	More info Apply now
	£10,000 - £24,999	4.54	n/a	4.45	3.56
	£25,000 - £49,999	4.65	n/a	4.55	3.64
	£50,000 - £3,000,000	4.75	n/a	4.65	3.72
6 Month Fixed Rate Bond (Annual Interest) A lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.30	n/a	4.25	3.40	More info Apply in branch
	£10,000 - £24,999	4.35	n/a	4.30	3.44
	£25,000 - £49,999	4.45	n/a	4.40	3.52
	£50,000 - £2,000,000	4.55	n/a	4.50	3.60
6 Month Fixed Rate Bond (Monthly Interest) A lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.23	n/a	4.15	3.32	More info Apply in branch
	£10,000 - £24,999	4.28	n/a	4.20	3.36
	£25,000 - £49,999	4.39	n/a	4.30	3.44
	£50,000 - £2,000,000	4.49	n/a	4.40	3.52
9 Month Fixed Rate Bond (Annual Interest) A lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.27	n/a	4.25	3.40	More info Apply in branch
	£10,000 - £24,999	4.32	n/a	4.30	3.44
	£25,000 - £49,999	4.42	n/a	4.40	3.52
	£50,000 - £2,000,000	4.53	n/a	4.50	3.60
9 Month Fixed Rate Bond (Monthly Interest) A lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.23	n/a	4.15	3.32	More info Apply in branch
	£10,000 - £24,999	4.28	n/a	4.20	3.36
	£25,000 - £49,999	4.39	n/a	4.30	3.44
	£50,000 - £2,000,000	4.49	n/a	4.40	3.52
1 Year Fixed Rate Bond (Annual Interest) A lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.25	n/a	4.25	3.40	More info Apply in branch
	£10,000 - £24,999	4.30	n/a	4.30	3.44
	£25,000 - £49,999	4.40	n/a	4.40	3.52
	£50,000 - £2,000,000	4.50	n/a	4.50	3.60
1 Year Fixed Rate Bond (Monthly Interest) A lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.23	n/a	4.15	3.32	More info Apply in branch
	£10,000 - £24,999	4.28	n/a	4.20	3.36
	£25,000 - £49,999	4.39	n/a	4.30	3.44
	£50,000 - £2,000,000	4.49	n/a	4.40	3.52
2 Year Fixed Rate Bond (Annual Interest) A lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £24,999	4.50	n/a	4.50	3.60	More info Apply in branch
	£25,000 - £49,999	4.55	n/a	4.55	3.64
	£50,000 - £2,000,000	4.60	n/a	4.60	3.68
2 Year Fixed Rate Bond (Monthly Interest) A lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £24,999	4.49	n/a	4.40	3.52	More info Apply in branch
	£25,000 - £49,999	4.54	n/a	4.45	3.56
	£50,000 - £2,000,000	4.59	n/a	4.50	3.60
3 year Fixed Rate Bond (Annual Interest) A lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.85	n/a	4.85	3.88	More info Apply in branch
	£10,000 - £24,999	4.90	n/a	4.90	3.92
	£25,000 - £49,999	4.95	n/a	4.95	3.96
	£50,000 - £2,000,000	5.00	n/a	5.00	4.00
3 year Fixed Rate Bond (Monthly Interest) A lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £9,999	4.80	n/a	4.70	3.76	More info Apply in branch
	£10,000 - £24,999	4.85	n/a	4.75	3.80
	£25,000 - £49,999	4.91	n/a	4.80	3.84
	£50,000 - £2,000,000	4.96	n/a	4.85	3.88
3 year Loyalty Fixed Rate Bond (Annual Interest) A lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £2,000,000	n/a	n/a	n/a	n/a	More info Apply in branch
3 year Loyalty Fixed Rate Bond (Monthly Interest) A lump sum fixed term account with a guaranteed rate of interest. Effective from:01/12/2008	£1 - £2,000,000	n/a	n/a	n/a	n/a	More info Apply in branch
1 year Tracker Bond (Annual Interest) A 1 year variable rate bond. Effective from:01/12/2008	£1 - £9,999	4.75	n/a	4.75	3.80	More info Apply in branch
	£10,000 - £24,999	4.80	n/a	4.80	3.84
	£25,000 - £49,999	4.90	n/a	4.90	3.92
	£50,000 - £2,000,000	5.00	n/a	5.00	4.00
We guarantee that the annual interest rates (AER) on Tracker Bond will track changes in the Bank of England Base Rate.
1 year Tracker Bond (Monthly Interest) A 1 year variable rate bond. Effective from:01/12/2008	£1 - £9,999	4.65	n/a	4.55	3.64	More info Apply in branch
	£10,000 - £24,999	4.70	n/a	4.60	3.68
	£25,000 - £49,999	4.80	n/a	4.70	3.76
	£50,000 - £2,000,000	4.91	n/a	4.80	3.84
We guarantee that the annual interest rates (AER) on Tracker Bond will track changes in the Bank of England Base Rate.
1 Year Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term. Effective from:01/12/2008	£1 - £2,000,000	4.00	n/a	4.00	n/a	More info Apply in branch
1 Year Fixed Rate ISA Bond (Monthly Interest) A tax-free fixed rate of interest over a fixed term. Effective from:01/12/2008	£1 - £2,000,000	3.97	n/a	3.90	n/a	More info Apply in branch
2 Year Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term. Effective from:01/12/2008	£1 - £2,000,000	4.50	n/a	4.50	n/a	More info Apply in branch
2 Year Fixed Rate ISA Bond (Monthly Interest) A tax-free fixed rate of interest over a fixed term. Effective from:01/12/2008	£1 - £2,000,000	4.49	n/a	4.40	n/a	More info Apply in branch
3 Year Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term. Effective from:01/12/2008	£1 - £2,000,000	5.00	n/a	5.00	n/a	More info Apply in branch
3 Year Fixed Rate ISA Bond (Monthly Interest) A tax-free fixed rate of interest over a fixed term. Effective from:01/12/2008	£1 - £2,000,000	4.96	n/a	4.85	n/a	More info Apply in branch

Accounts for under 18s

Under 18s Accounts

Product	Balance	AER %	AER* %	Gross p.a.%	Net p.a.%
Smart (Card) Instant access savings account for 0-17 year olds. If you are 11 or over you can apply online. Effective from:01/12/2008	£1 - £2,000,000	3.25	n/a	3.22	2.58	More info Apply now
Cash CTF Cash savings fund open to children born on or after 1 September 2002. Effective from:01/12/2008	£1+	3.60	4.60	4.60	n/a	More info Apply in branch

16+ Accounts

Product	Balance	AER %	AER* %	Gross p.a.%	Net p.a.%
Instant Access ISA Tax free instant access passbook account. Effective from:01/12/2008	£1 - £9,999	2.60	n/a	2.60	n/a	More info Apply in branch
	£10,000 - £24,999	2.70	n/a	2.70	n/a
	£25,000+	2.80	n/a	2.80	n/a
e-Savings Instant access online savings account. Effective from:01/12/2008	£1+ - £3,000,000	3.05	n/a	3.05	2.44	More info Apply now
CashBuilder Card Instant access account with cash card. Effective from:01/12/2008	£1 - £9,999	0.10	n/a	0.10	0.08	More info Apply now
	£10,000 - £24,999	0.35	n/a	0.35	0.28
	£25,000 - £49,999	0.65	n/a	0.65	0.52
	£50,000 - £2,000,000	0.95	n/a	0.95	0.76
CashBuilder Book Instant access account with passbook. Effective from:01/12/2008	£1 - £49,999	0.10	n/a	0.10	0.08	More info Apply in branch
	£50,000 - £2,000,000	0.30	n/a	0.30	0.24	More info Apply in branch

Business Accounts

Product	Balance	AER %	AER* %	Gross p.a.%	Net p.a.%
BusinessInvestor Chequebook savings account for businesses, charities and other organisations. Effective from:01/12/2008	£1 - £2,000,000	0.50	n/a	0.50	0.40	More info Apply in branch
PortfolioInvestor Savings account for pension fund managers. Effective from:01/12/2008	£1 - £49,999	1.71	n/a	1.70	1.36	More info Apply in branch
	£50,000 - £2,000,000	1.91	n/a	1.90	1.52	More info Apply in branch
Treasurers’ Account Instant access savings account for clubs, societies and charities. Effective from:01/12/2008	£1 - £2,000,000	0.50	n/a	0.50	0.40	More info Apply in branch

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All Accounts Savings Rates

Instant Access

Notice Accounts

Cash ISA

Bonds

Accounts for under 18s

Under 18s Accounts

16+ Accounts

Business Accounts

Accounts no longer available

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