Please note:

  • All applicants must be UK residents.
  • Children under 7 will need a parent or guardian to apply on their behalf.
  • Young people between 16 and 17 will need to apply for themselves.
  • Due to identification requirements, we can only open an account online if all applicants are existing Nationwide customers. (You can still apply in branch if this is not the case.) 

I want to open a Smart account

You will need:

  • your existing Nationwide Savings or FlexOne account number.

Apply using the secure application form

You will need:

  • The account number of your existing Nationwide current account or savings account, if you wish to add funds to the Smart account.

Apply using the secure application form


If you'd prefer, you can apply in branch

Please check you are eligible to apply:

Find a branch near you

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Nationwide Education has hundreds of resources for young people, parents and teachers on money, careers, safety and sustainability.