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Smart children's savings account

Part of our range of accounts designed for children to manage their own savings and for parents, friends and family to save for a child's future. Smart is a variable interest rate account, simple to use and can be opened with just £1.

Eligibility criteria apply. Additional conditions apply for online applications

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross p.a. is the interest rate without tax deducted.
Net p.a. is the interest rate after the deduction of tax.
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.