Smart Limited Access is a variable rate savings account for adults looking to save for a child's future, or for a child or young person to save for themselves. Ideal for those who don't need regular access but with the reassurance of one withdrawal per year, before a lower interest rate is applied for the remainder of the account year.
Adults can open this account for a child under the age of 16. Children or young people between the ages of 7 and 18 can open their own account. Start with as little as £1.
Eligibility criteria apply. Additional conditions apply for online applications†