Your Fixed Rate ISA is maturing soon, it's time to tell us what you'd like to do with your money

Simply select from the following options, and we'll guide you through the next steps.

Please note: if you want to add money by cheque or make a withdrawal by cheque you should complete the form in your pack and return it to one of our branches or post it back to us.

We’ve recently changed our rates. As a valued customer we want you to get the best rate available, so please check the rates on offer in your pre-maturity pack. If you’d like a product and rate from the pack, which isn’t shown below, please complete the paper form and send it back to us at Dept NW6001, Nationwide Building Society, Swindon SN38 1NW by your maturity date.

You will need

  • Your existing ISA number - you can find this on the paper form we sent you
  • Your National Insurance number.

What do you want to do with your maturing Fixed Rate ISA?

How would you like your interest paid?

1 Year Fixed Rate ISA - Annual Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.90% 0.90% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

2 Year Fixed Rate ISA - Annual Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.00% 1.00% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly. 

Access: Internet, Branch

3 Year Fixed Rate ISA - Annual Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.20% 1.20% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

5 Year Fixed Rate ISA - Annual Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.50% 1.50% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

Instant ISA Saver - Variable interest

A cash ISA, which provides unlimited instant access to your savings and a tax free rate of return. Open with £1. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ Unlimited 0.75% 0.75% n/a

Notes

Rates are variable. This is a cash ISA. Interest is paid annually.

Access: Internet, Branch

Other Cash ISAs

There are other Cash ISAs that you will not be able to choose as part of the online maturity process. To find out more click on the product name below:

If you'd like to transfer your maturing Fixed Rate ISA funds to one of these products you'll need to visit a branch.

1 Year Fixed Rate ISA - Monthly Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.90% 0.90% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

2 Year Fixed Rate ISA - Monthly Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.00% 1.00% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly. 

Access: Internet, Branch

3 Year Fixed Rate ISA - Monthly Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.20% 1.19% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

5 Year Fixed Rate ISA - Monthly Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.50% 1.49% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

Other Cash ISAs

There are other Cash ISAs that you will not be able to choose as part of the online maturity process. To find out more click on the product name below:

If you'd like to transfer your maturing Fixed Rate ISA funds to one of these products you'll need to visit a branch.

How would you like your interest paid?

1 Year Fixed Rate ISA - Annual Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.90% 0.90% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

2 Year Fixed Rate ISA - Annual Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.00% 1.00% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly. 

Access: Internet, Branch

3 Year Fixed Rate ISA - Annual Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.20% 1.20% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

5 Year Fixed Rate ISA - Annual Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.50% 1.50% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

Instant ISA Saver - Variable interest

A cash ISA, which provides unlimited instant access to your savings and a tax free rate of return. Open with £1. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ Unlimited 0.75% 0.75% n/a

Notes

Rates are variable. This is a cash ISA. Interest is paid annually.

Access: Internet, Branch

Other Cash ISAs

There are other Cash ISAs that you will not be able to choose as part of the online maturity process. To find out more click on the product name below:

If you'd like to transfer your maturing Fixed Rate ISA funds to one of these products you'll need to visit a branch.

1 Year Fixed Rate ISA - Monthly Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.90% 0.90% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

2 Year Fixed Rate ISA - Monthly Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.00% 1.00% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly. 

Access: Internet, Branch

3 Year Fixed Rate ISA - Monthly Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.20% 1.19% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

5 Year Fixed Rate ISA - Monthly Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.50% 1.49% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

Other Cash ISAs

There are other Cash ISAs that you will not be able to choose as part of the online maturity process. To find out more click on the product name below:

If you'd like to transfer your maturing Fixed Rate ISA funds to one of these products you'll need to visit a branch.

How would you like your interest paid?

1 Year Fixed Rate ISA - Annual Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.90% 0.90% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

2 Year Fixed Rate ISA - Annual Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.00% 1.00% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly. 

Access: Internet, Branch

3 Year Fixed Rate ISA - Annual Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.20% 1.20% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

5 Year Fixed Rate ISA - Annual Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.50% 1.50% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

Instant ISA Saver - Variable interest

A cash ISA, which provides unlimited instant access to your savings and a tax free rate of return. Open with £1. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ Unlimited 0.75% 0.75% n/a

Notes

Rates are variable. This is a cash ISA. Interest is paid annually.

Access: Internet, Branch

Other Cash ISAs

There are other Cash ISAs that you will not be able to choose as part of the online maturity process. To find out more click on the product name below:

If you'd like to transfer your maturing Fixed Rate ISA funds to one of these products you'll need to visit a branch.

1 Year Fixed Rate ISA - Monthly Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.90% 0.90% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

2 Year Fixed Rate ISA - Monthly Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.00% 1.00% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly. 

Access: Internet, Branch

3 Year Fixed Rate ISA - Monthly Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.20% 1.19% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

5 Year Fixed Rate ISA - Monthly Interest

A one-off lump sum savings account that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.50% 1.49% n/a

Notes

Rates are fixed. This is a cash ISA. For annual interest accounts, interest is paid annually. For monthly interest accounts, interest is paid monthly.

Access: Internet, Branch

Other Cash ISAs

There are other Cash ISAs that you will not be able to choose as part of the online maturity process. To find out more click on the product name below:

If you'd like to transfer your maturing Fixed Rate ISA funds to one of these products you'll need to visit a branch.

You've chosen to close your Fixed Rate ISA

When you take money out of your FRISA you need to be aware of the following:

  • The money can only be moved to one of your Nationwide accounts
  • Any money you take out of an ISA can only be replaced up to your annual ISA allowance for this tax year, find out more about how ISAs work
  • Moving maturing money into an existing Nationwide ISA will not count towards your annual ISA allowance
  • Transfers into existing Fixed Rate ISAs or Tracker ISAs are not permitted.

To close your ISA you will need the following information to hand:

  • The account number and maturity date of your ISA. You will find this on the maturity form we recently sent to you or on your ISA certificate
  • Your National Insurance number
  • The Nationwide Account details for the account you want to transfer your money into.

When you log on to close you ISA you will be taken through to our ISA maturity form. It should take no more than 10 minutes of your time to complete the form.

For annual interest accounts - interest is paid annually on the anniversary of account opening and on maturity. For monthly interest accounts - interest is paid monthly and on maturity.

Our promise to you

As part of our Savings Promises, we offer a Rate Guarantee when you take another Fixed Rate Bond or Fixed Rate ISA - if our rate changes between the date we notify you of your options and your existing product maturity date, we'll give you the better rate as long as you get back to us by your maturity date.

FSCS logo

Financial Services Compensation Scheme

Protecting your money

Find out more

Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross p.a. is the interest rate without tax deducted.
Net p.a. is the interest rate after the deduction of tax.
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice, both of which may change.