Features and benefits

Regular Savings

Designed to encourage you to save and keep on saving. Enjoy flexible savings with unlimited withdrawals and deposit up to £1,000 a month with the option to take a break if you want to.

Here's what you get with a Regular Savings account...

A rate of up to 2.50% gross p.a./AER (variable)

If you increase your balance by £500 - £1,000 per month.

Minimum age 11, open with £1

You can open your account with a maximum of up to £1,000, online or in any Nationwide branch

The more you save, the more you earn

You'll earn a higher rate of interest the more you increase your overall balance by each month

Flexible monthly savings

You can deposit up to £1,000 every month, with the option to take a break if you want

Instant access and unlimited withdrawals

You can withdraw your money as often as you like, but remember your interest rate depends on the overall increase of your balance each month, not how much you have in the account

Manage your account online or by ATM

You can pay in money at any Nationwide cash machine, online or by standing order

We're here to help you to save

  • Our Savings Promises ensure we treat you fairly and help you make the most of your savings
  • Through our SavingsWatch service, we'll tell you by email or SMS if we change your savings interest rate up or down and if we launch a new savings account we'll let you know about that too, by email. Find out how to register
  • Download our free mobile banking app - you can check your savings balances and interest rates at any time, save little and often with Impulse Saver and even open and activate some of our savings accounts on your mobile.

Ready to apply for a Regular Savings account?

You may also be interested in...

ISAs explained

ISAs are a tax-efficient way to save. Visit our ISAs explained section to find out what ISAs are, how they work and for more information on ISA limits.

Fixed Rate e-Bonds

If you can save a lump sum without needing to access it take a look at our savings bonds where you'll get a fixed rate of interest for the term of your account.

Loyalty Saver

Exclusively available to our existing members (eligibility criteria applies), Loyalty Saver is an instant access savings account with tiered interest rates linked to the length of your continuous membership with Nationwide, minimum 1 year, to 5 years, 10 years to a maximum of 15 years.

Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
AER includes conditional bonus (if applicable)
The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.

FSCS logo

Financial Services Compensation Scheme

Protecting your money

Find out more - Financial Services Compensation Scheme

Rates and information

Managing your account

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