To apply for a Loyalty Saver account you must be aged 18 or over and have been a continuous member of Nationwide for a minimum of 1 year. The rate you are eligible for is defined by the length of your membership with Nationwide.
A member means a customer with a Nationwide current account, savings account or mortgage. This includes those held with Cheshire, Derbyshire and Dunfermline Building Societies. The following product holdings do not carry membership rights: deposit accounts, personal loans, credit cards, insurance products, products offered by subsidiaries of the Society such as Nationwide International or The Mortgage Works (UK) plc.
If you were a member of another Building Society that has merged with Nationwide, this will count towards your length of membership with Nationwide.