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Smart Junior ISA
Wherever they're heading, save for their future ...
Please make sure that you have read and understand this important information before applying for this account.
Effective from 26 February 2014
Rates are variable.
Interest is calculated daily and paid annually on the 31 October and on maturity.
In addition to the Savings general terms and conditions, the following terms and conditions apply to Smart Junior ISA. If there is a conflict between the general terms and conditions and these Smart Junior ISA terms and conditions, the Smart Junior ISA terms and conditions will take priority.
Interest will not accrue to the ISA following closure.
Ready to apply for a Smart Junior ISA?
The Nationwide Education website helps young people to understand more about how to manage their finances and achieve their dreams and aspirations.
The Smart range of children's savings accounts include instant access, limited access and fixed term accounts so you can choose the account that suits the way you want to save.
Visit our ISAs explained section to find out what ISAs are, how they work and for more information on ISA limits.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.AER includes conditional bonus (if applicable)
The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.
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