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Instant Access Saver
Get access to your money as and when you need it
Please make sure that you have read and understand this important information before applying for this account.
Effective from 26 February 2014
Rates are variable.
Interest is paid net of basic rate tax, depending upon your tax status*
* Interest is calculated daily and paid annually on 31 December.
Interest is calculated daily and paid annually on 31 December.
You can choose to add interest to your Instant Access Saver account, any of your Nationwide savings accounts, (excluding Regular Savings and Flexclusive Regular Saver), or your current account.
In addition to the general terms and conditions, the following conditions apply to Instant Access Saver. If there is a conflict between the general conditions and these Instant Access Saver conditions, the Instant Access Saver conditions will take priority.
Ready to apply for an Instant Access Saver account?
If you don't need unlimited access to your savings consider our Limited Access Saver account, you can make up to 5 withdrawals a year without loss of interest
Don't have a Nationwide current account? Our FlexAccount could give you access to a range of exclusive offers and discounts - all with no monthly fee.
ISAs are a tax-efficient way to save. Visit our ISAs explained section to find out what ISAs are, how they work and for more information on ISA limits.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.AER includes conditional bonus (if applicable)
The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.
Protecting your money