Features and benefits

Flexclusive ISA

It's easy to make the most of your 2014/15 ISA allowance with our Flexclusive ISA. All you need is £1 to get a great tax-free rate and instant access to your savings.

An ISA allows UK residents aged 16* or over to save up to £15,000 tax-free with one provider, each tax year. With most savings accounts, if you are a tax payer the tax man gets a cut from the interest you earn, that's why it's reassuring to know that with a cash ISA all the interest you earn, you keep.

* Please note that the minimum age to apply for a Flexclusive ISA is aged 18

Here's what you get with a Flexclusive ISA...

A variable rate of 1.50% AER tax free (variable)

Earn interest on your savings while keeping the flexibility to access your money instantly

Rewarding our main current account holders

Exclusively available to new and existing main current account customers.

For new subscriptions

Transfers from other ISAs into this account are not allowed. If you do want to transfer your ISA to Nationwide why not take a look at our Instant ISA Saver

Open online or in branch with as little as £1

Open your account online or in any Nationwide branch and make unlimited deposits up to your annual ISA allowance currently £15,000

Unlimited instant access to your savings

You can withdraw your money as often as you like, but you can't replace money you withdraw from your cash ISA in the same tax year, unless the amount you wish to replace is within your unused ISA allowance

One account holder, age 18+

Maximum one account holder, minimum age 18

Are you eligible to apply for a Flexclusive ISA?

To be eligible to apply for a Flexclusive ISA you must be a main current account holder, this means that you must either:

  1. Hold a FlexOne account and be aged 18 or over, or hold a FlexAccount with a Visa debit card (not cash card or cash card+) and have:
    1. Been paying in £750+ a month for the last 3 months (excluding internal transfers);
    2. Completed an account switch to us (from a non-Nationwide account) using our Current Account Switch Team in the last 4 months; or 
  2. Hold a FlexDirect or FlexPlus account

We're here to help you to save

  • Our Savings Promises ensure we treat you fairly and help you make the most of your savings
  • Through our SavingsWatch service, we'll tell you by email or SMS if we change your savings interest rate up or down and if we launch a new savings account we'll let you know about that too, by email. Find out how to register
  • Download our free mobile banking app - you can check your savings balances and interest rates at any time, save little and often with Impulse Saver and even open and activate some of our savings accounts on your mobile.

Ready to apply for a Flexclusive ISA?

FSCS logo

Financial Services Compensation Scheme

Protecting your money

Find out more - Financial Services Compensation Scheme

You may also be interested in...

Instant ISA Saver

Instant ISA Saver is designed for those that want the convenience of a tax-free cash ISA, with instant access.

Fixed Rate ISAs

If you want to save a lump sum then a Fixed Rate ISA offers a tax-free interest rate that won't change during your chosen term.

Need some help understanding ISAs?

Visit our ISAs explained section to find out what ISAs are, how they work and for more information on ISA limits.

Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
AER includes conditional bonus (if applicable)
The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.

Rates and information

Managing your account