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Fixed Rate Bonds
Lock away your money for a potentially higher return
Please make sure that you have read and understand this important information before applying for this account.
Rates are fixed.
The rates and terms offered are only available for limited periods and may be withdrawn without notice.
Interest is paid net of basic rate tax, depending on your status*.
* For annual interest accounts - interest is paid annually on the anniversary of account opening and on maturity. For monthly interest accounts - interest is paid monthly and on maturity.
In addition to the general conditions, the following conditions apply to Bonds (except e-Bond, Tracker e-Bond and Stepped Rate e-Bond). If there is a conflict between the general conditions and these Bonds conditions, the Bonds conditions will take priority. Please see additional sections for conditions specific to each account.
Please also refer to the information you were given when you opened the account which contains the term of the account, the interest rate and when interest is paid to you.
Ready to open a Fixed Rate Bond?
Protecting your money
ISAs are a tax-efficient way to save. Visit our ISAs explained section to find out what ISAs are, how they work and for more information on ISA limits.
Don't have a Nationwide current account? Our FlexAccount could give you access to a range of exclusive offers and discounts - all with no monthly fee.
The ISA allowance is £15,000 for the tax year 2014/2015 which you can split however you choose between a cash ISA and a Stocks & Shares ISA.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.AER includes conditional bonus (if applicable)
The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.