Features and benefits

Fixed Rate e-Bonds

A one off lump sum online account that pays a fixed rate of interest for the term of your chosen account. You'll need to be a Nationwide current account holder and be registered for internet banking to open an e-Bond.

Here's what you get with a Fixed Rate e-Bond ...

Up to 2.50% gross p.a./AER (fixed)

Fixed for 4 years. Other fixed terms are available. Partial withdrawals from your account before the end of the fixed term are not allowed. Early closure will incur a loss of interest

Interest payment options

You can choose to have your interest paid either annually or monthly 

Open and manage multiple accounts online

Open and manage your account online. You can open several e-Bonds as long as your combined savings bonds balance doesn't exceed £5,000,000

Nationwide current account holders only

You must be a Nationwide current account holder and be registered for internet banking to open an e-Bond. If you don't have a current account why not consider one of our Fixed Rate Bonds

Open multiple accounts

You can open several Fixed Rate Bonds as long as your combined savings bonds balance doesn't exceed £5,000,000

Up to 2 account holders, age 16+

You can have up to 2 account holders each of which must be at least 16 years old

We're here to help you to save

  • Our Savings Promises ensure we treat you fairly and help you make the most of your savings
  • Through our SavingsWatch service, we'll tell you by email or SMS if we change your savings interest rate up or down and if we launch a new savings account we'll let you know about that too, by email. Find out how to register
  • Keep track of your savings balance with our free mobile banking app

Ready to open a Fixed Rate e-Bond?

You may also be interested in...

ISAs explained

ISAs are a tax-efficient way to save. Visit our ISAs explained section to find out what ISAs are, how they work and for more information on ISA limits.

Current account

Don't have a Nationwide current account? Our FlexAccount could give you access to a range of exclusive offers and discounts - all with no monthly fee.

Limited Access Saver

If you don't need unlimited access to your savings consider our Limited Access Saver account, you can make up to 5 withdrawals a year without loss of interest

Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
AER includes conditional bonus (if applicable)
The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.

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Financial Services Compensation Scheme

Protecting your money

Find out more - Financial Services Compensation Scheme

Rates and information

Managing your account

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