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Our best rates. Just for you.

We offer our best mortgage rates to our existing mortgage customers, like you. This means you pay a lower rate during the deal period than a new mortgage customer on the same product. It's just our way of saying thanks for choosing us.

Borrowing less than £25,000? Another option could be a Personal Loan

£500 discount on product fees for First Time Buyers. Helping you onto the property ladder

We're offering First Time Buyers a discount of £500 on the product fee on selected mortgages (a non-refundable £99 upfront booking fee applies). Simply look for the reduced fee icon in the table below.

Committed to helping First Time Buyers get on the property ladder

Every 3 minutes we help someone buy their first home

We offer our best rates to existing mortgage customers like you

Rewarding your loyalty with a range of great deals.

For new customers moving home

A range of great deals to help get you moving.

Looking to remortgage to save money

When you remortgage to us we offer free standard legal fees or £250 cashback as well as free standard valuation fees.

We offer our best rates to existing mortgage customers like you

Rewarding your loyalty with a range of great deals

Switch to a fixed rate with no Early Repayment Charge

Protect against interest rate rises by fixing your monthly payment.

We offer our best rates to existing mortgage customers like you

Rewarding your loyalty with a range of great deals.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage and property guides

Looking for guidance on the right mortgage to suit your needs? Our buying and owning property section has a range of useful guides and information covering a wide range of financial decisions and life events.

View our guides

Help and support

If you already have a Nationwide mortgage and need answers to your questions then our Support Centre should give you the help you need.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Important Information

Please note that this page does not contain all of the details you need to choose a mortgage.  Before you make a decision, make sure you obtain a separate Key Facts Illustration (KFI).  You can do this online, by phone or by visiting your local branch.

When looking at your mortgage options, remember there is more to a mortgage than the cost of monthly payments.  You should also consider any mortgage features that are important to you and check whether any charges will apply if you decide to switch to a different mortgage.

Please note we do not currently offer new mortgages on an interest only or part and part basis.

The tracker floor is 0.00%. This means that if the Bank of England Base Rate is 0.00% or less during the tracker period, the rate you pay will be 0.00% plus the agreed set percentage above the Bank of England Base Rate. This means that the rate you pay will never go below 0.00% plus the additional percentage rate of your tracker mortgage.

Our tracker rates assume a Bank of England Base Rate of 0.50% and have a tracker floor of 0.00%. Correct as at 1 December 2009. 

There is a minimum borrowing limit of £5,000 for all existing mortgage customer transactions and £25,000 for all new mortgage customer transactions.

Our mortgage products can change or be withdrawn at any time. To ensure you get a particular rate we must accept your application and you must pay the non-refundable upfront booking fee (if applicable) and any product fee for the product. 

Early Repayment Charges may apply. See fees and charges for more details.

Mortgages are subject to underwriting and criteria.

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